Costco Anywhere Visa® Card by Citi Review
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The card_name is a great card for Costco members, especially since it serves as your Costco membership card. However, if you decide to cancel membership in Costco, you’ll also forfeit your credit card and all the points that come with it. It pays up to 4% cash back on gas, which is particularly good if your Costco has low-priced gas already (although you get 4% cash back at every gas station). There is a cap, but $7,000 a year is pretty generous. It has no annual fee, but you do need a Costco membership (currently $60). One drawback is that rewards are only paid out once a year, in February, which can be inconvenient. We dive into the details and your approval odds in this Costco card review.
Our Rating
4.4/5.0
Welcome Offer
Discover one of Citi’s best cash back rewards cards designed exclusively for Costco members
Annual Fee
$0
0% on Purchases
None
Reward Rate
1%-4%
0% on Balance Transfers
None
Welcome Offer
N/A
Features & Benefits
| Security | EMV Chip Enabled |
| Contactless Payments | Tap to Pay |
| Benefits | Purchase Protection |
| Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Roadside Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Regular APR | 20.49% (V) APR |
What Credit Score Is Required to Get the Costco Anywhere Visa® Card by Citi
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 670
Average Approved Credit Score: 695
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 12/13/2023 | TransUnion | ||
| Approved | 12/13/2023 | Equifax | ||
| Approved | 12/13/2023 | Experian | ||
| Approved | 01/14/2023 | Not Provided | ||
| Approved | 04/06/2023 | TransUnion | ||
| Denied | 02/04/2024 | TransUnion | ||
| Denied | 02/04/2024 | Equifax | ||
| Denied | 02/04/2024 | Experian |
Pros & Cons
- No foreign transaction fee
- Up to 4% cash back
- No annual fee with paid Costco membership
- Doubles as Costco membership card
- No welcome bonus
What Are the Best Alternatives?
Citi Custom Cash® Card
Rating
4.7
Rewards Range
1% - 5%
Annual Fee
$0
Chase Freedom Unlimited®
Rating
4.9
Rewards Range
1.5% - 5%
Annual Fee
$0
Citi® Double Cash Card - 18 month BT offer
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0