Costco Anywhere Visa® Card by Citi Review

The card_name is a great card for Costco members, especially since it serves as your Costco membership card. However, if you decide to cancel membership in Costco, you’ll also forfeit your credit card and all the points that come with it. It pays up to 4% cash back on gas, which is particularly good if your Costco has low-priced gas already (although you get 4% cash back at every gas station). There is a cap, but $7,000 a year is pretty generous. It has no annual fee, but you do need a Costco membership (currently $60). One drawback is that rewards are only paid out once a year, in February, which can be inconvenient. We dive into the details and your approval odds in this Costco card review.

Our Rating

4.4/5.0

Welcome Offer

Discover one of Citi’s best cash back rewards cards designed exclusively for Costco members

Annual Fee

$0

0% on Purchases

N/A

Reward Rate

1%-4%

0% on Balance Transfers

N/A

Welcome Offer

N/A

Features & Benefits

SecurityEMV Chip Enabled
Contactless PaymentsTap to Pay
BenefitsPurchase Protection
Travel PerksAccess to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Roadside Assistance

Rewards

1% cash back
On all other eligible purchases
1% cash back on all other purchases.
2% cash back
All eligible purchases
2% cash back on all other purchases from Costco and Costco.com.
3% cash back
Travel
3% cash back on eligible travel purchases.
3% cash back
Dining
3% cash back on restaurants.
4% cash back
Gas
4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter.

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee0%
Regular APR20.49% (V) APR

What Credit Score Is Required to Get the Costco Anywhere Visa® Card by Citi

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved12/13/2023
680
TransUnion
$7,100
Approved12/13/2023
700
Equifax
$7,100
Approved12/13/2023
722
Experian
$7,100
Approved04/10/2021
793
Equifax
$8,100
Approved04/23/2022
689
Equifax
$4,100
Approved01/14/2023
670
Not Provided
$6,800
Approved04/06/2023
704
TransUnion
$4,000
Approved05/07/2022
687
Experian
$5,300
Approved07/14/2021
712
Experian
$5,000
Approved07/14/2021
721
TransUnion
$5,000
Approved07/14/2021
732
Equifax
$5,000
Approved04/01/2021
724
Experian
$4,000
Denied02/04/2024
684
TransUnion
---
Denied02/04/2024
701
Equifax
---
Denied02/04/2024
705
Experian
---

Pros & Cons

Pros
  • No foreign transaction fee
  • Up to 4% cash back
  • No annual fee with paid Costco membership
  • Doubles as Costco membership card
Cons
  • No welcome bonus

What Are the Best Alternatives?

Citi Custom Cash® Card
Citi Custom Cash® Card

Rating

4.7

Rewards Range

1% - 5%

Annual Fee

$0

Chase Freedom Unlimited®
Chase Freedom Unlimited®

Rating

4.9

Rewards Range

1.5% - 5%

Annual Fee

$0

Citi<sup>®</sup> Double Cash Card - 18 month BT offer
Citi® Double Cash Card - 18 month BT offer

Rating

4.9

Rewards Range

1% to 2%

Annual Fee

$0

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