Costco Anywhere Visa Card by Citi Review
The Costco Anywhere Visa Card by Citi pays up to 4% cash back and can serve as your Costco membership card. On the downside, rewards are paid out just once a year.
Our Rating
4.4/5.0
4.4/5.0
Welcome Bonus
None
None
Annual Fee
$0
$0
0% on Purchases
None
None
Rewards Rate
1%-4%
1%-4%
0% on Balance Transfers
None
None
Snapshot
- 4% cash back on eligible gas, including gas at Costco for the first $7,000 per year and then 1% thereafter
- 3% cash back on restaurants and eligible travel purchase worldwide
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- Annual Fee: $0, but a Costco membership is required to apply.
Editorial Review
Pros & Cons
Pros
- Up to 4% cash back
- No annual fee (although Costco membership is required)
- Use card as your Costco membership ID
Cons
- Rewards paid once a year
- No signup bonus
- No 0% APR offers
Alternatives
The Costco card is of course best suited for those who shop at Costco. While it’s 4% cash back on gas gets a lot of attention, 2% cash back card on all purchases will likely generate higher overall rewards.
As such, the Costco card is best as a second credit card. In fact, we carry the card but don’t use it as Costco. Although it pays 2% cash back at Costco, we can do better than that without Bank of America Premium Rewards card.
