American Express® Green Card
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The American Express® Green Card is a travel card for people who travel a few times a year. It has great ongoing rewards, travel benefits, and a welcome offer. Ideally, you would pay your balance in full every month, but you can also use the Pay Over Time feature or the Plan it feature for large purchases. It also offers a $100 LoungeBuddy annual credit you can use to purchase airport lounge access. There is an annual fee but it’s much lower than the annual fees of premium travel credit cards. We dive into the details and your approval odds in this AmEx Green review.
All information about American Express® Green Card has been collected independently by allCards.com.
Welcome Offer
Earn 40,000 Membership Rewards® Points after you spend $3,000 in eligible purchases on your American Express® Green Card within the first 6 months of Card Membership. Terms Apply.
Rates & Fees
Terms Apply
Our Rating
4.5/5.0
Welcome Offer
Earn 40,000 Membership Rewards® Points
Annual Fee
$150
0% Intro on Purchases
N/A
Reward Rate
1x to 3x points
0% Intro on Balance Transfers
N/A
Welcome Offer
Earn 40,000 Membership Rewards® Points after you spend $3,000 in eligible purchases on your American Express® Green Card within the first 6 months of Card Membership.
Editorial Review
Features & Benefits
| Security | EMV Chip Enabled |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, ShopRunner, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Luggage Protection, Trip Delay Reimbursement |
Rewards
Interest Rates & Fees
| Annual Fee | $150 |
| Foreign Transaction Fee | None |
| Regular APR | See Pay Over Time APR (V) APR |
Insurance
Trip Delay Insurance
If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 12 hours, Trip Delay Insurance‡ can help reimburse certain additional expenses purchased on the same Eligible Card, up to $300 per trip, maximum 2 claims per eligible account per 12 consecutive month period. Terms, conditions and limitations apply.Coverage is provided by New Hampshire Insurance Company, an AIG Company, at no-additional-cost to the Card Member. Coverage is subject to certain terms, conditions and limitations, including limitations on the amount of coverage. This benefit provides secondary coverage. For more information about the coverage, please see the Guide to Benefits at americanexpress.com/TDTerms.
Extended Warranty
Extended Warranty is underwritten by AMEX Assurance Company. Subject to additional terms, conditions and exclusions. For full Terms and Conditions, see americanexpress.com/EWterms. If You have any questions about a specific item, please call Us at 1-800-228-6855, if international, collect at 1-303-273-6498.
Purchase Protection
Sometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits.*
*Up to $1,000 per occurrence, $50,000 per calendar year.
Purchase Protection is underwritten by AMEX Assurance Company. Subject to additional terms, conditions and exclusions. For full Terms and Conditions, see americanexpress.com/PPterms. If You have any questions about a specific item, please call Us at 1-800-228-6855, if international, collect at 1-303-273-6498.
Lost Baggage Insurance
Baggage Insurance Plan is underwritten by AMEX Assurance Company. Subject to additional terms, conditions and exclusions. For full Terms and Conditions, see americanexpress.com/BIPterms. If You have any questions about a specific item, please call Us at 1-800-228-6855, if international, collect at 1-303-273-6498.
Car Rental Loss and Damage Insurance
Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company. Subject to additional terms, conditions and exclusions. For full Terms and Conditions, see americanexpress.com/CRLDIterms. If You have any questions about a specific vehicle, please call Us at 1-800-338-1670, if international, collect at 1-303-273-6497.
What Credit Score Is Required to Get the American Express® Green Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 708
Average Approved Credit Score: 724
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 12/29/2023 | Experian | ||
| Approved | 03/18/2023 | Experian | ||
| Denied | 09/29/2023 | Not Provided |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- up to 3X points
- Annual fee
- Requires good credit
What Are the Best Alternatives?
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
Capital One Venture Rewards Credit Card
Rating
4.5
Rewards Range
2x - 5x miles
Annual Fee
$95
American Express® Gold Card
Rating
4.8
Rewards Range
1x-4x points
Annual Fee
$325
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To view rates and fees of the American Express® Green Card, see this page.