American Express® Green Card

The American Express® Green Card is a travel card for people who travel a few times a year. It has great ongoing rewards, travel benefits, and a welcome offer. Ideally, you would pay your balance in full every month, but you can also use the Pay Over Time feature or the Plan it feature for large purchases. It also offers a $100 LoungeBuddy annual credit you can use to purchase airport lounge access. There is an annual fee but it’s much lower than the annual fees of premium travel credit cards. We dive into the details and your approval odds in this AmEx Green review.

All information about American Express® Green Card has been collected independently by allCards.com.

Our Rating
4.5/5.0

Welcome Offer
Earn 60,000 Membership Rewards® Points

Annual Fee
$150

0% on Purchases
N/A

Reward Rate
1x to 3x points

0% on Balance Transfers
N/A

Welcome Offer

Earn 60,000 Membership Rewards® Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. Plus, earn 20% back on eligible travel and transit purchases made during your first 6 months of Card Membership, up to $200 back in the form of a statement credit.

Features & Benefits

Security	EMV Chip Enabled
Contactless Payments	Tap to Pay, Apple Pay, Google Pay, Samsung Pay
Benefits	Extended Warranty Coverage, Purchase Protection, ShopRunner, 24/7 customer service
Travel Perks	Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Luggage Protection, Trip Delay Reimbursement

Rewards

1x points

On all other eligible purchases

Earn 1X Membership Rewards® points on other eligible purchases

3x points

Travel

Earn 3X Membership Rewards® points on travel including airfare, hotels, cruises, tours, car rentals, campgrounds, and vacation rentals.

3x points

Dining

Earn 3X Membership Rewards® points on eligible purchases at restaurants worldwide, including takeout and delivery in the US.

3x points

Transit

Earn 3X Membership Rewards® Points on transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.

Interest Rates & Fees

Annual Fee	$150
Foreign Transaction Fee	None
Regular APR	See Pay Over Time APR (V) APR

Insurance

Trip Delay Insurance

If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 12 hours, Trip Delay Insurance^‡ can help reimburse certain additional expenses purchased on the same Eligible Card, up to $300 per trip, maximum 2 claims per eligible account per 12 consecutive month period. Terms, conditions and limitations apply.

Coverage is provided by New Hampshire Insurance Company, an AIG Company, at no-additional-cost to the Card Member. Coverage is subject to certain terms, conditions and limitations, including limitations on the amount of coverage. This benefit provides secondary coverage. For more information about the coverage, please see the Guide to Benefits at americanexpress.com/TDTerms.

Extended Warranty

When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.

Extended Warranty is underwritten by AMEX Assurance Company. Subject to additional terms, conditions and exclusions. For full Terms and Conditions, see americanexpress.com/EWterms. If You have any questions about a specific item, please call Us at 1-800-228-6855, if international, collect at 1-303-273-6498.

Purchase Protection

Sometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits.^*

^*Up to $1,000 per occurrence, $50,000 per calendar year.

Purchase Protection is underwritten by AMEX Assurance Company. Subject to additional terms, conditions and exclusions. For full Terms and Conditions, see americanexpress.com/PPterms. If You have any questions about a specific item, please call Us at 1-800-228-6855, if international, collect at 1-303-273-6498.

Lost Baggage Insurance

Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

Baggage Insurance Plan is underwritten by AMEX Assurance Company. Subject to additional terms, conditions and exclusions. For full Terms and Conditions, see americanexpress.com/BIPterms. If You have any questions about a specific item, please call Us at 1-800-228-6855, if international, collect at 1-303-273-6498.

What Credit Score Is Required to Get the American Express® Green Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	08/22/2022	659	Not Provided	---
Approved	03/18/2023	708	Experian	$10,000
Denied	03/09/2021	700	Not Provided	---

Pros

Welcome offer
No foreign transaction fee
up to 3X points

Cons

Annual fee
Requires good credit

What Are the Best Alternatives?

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American Express® Gold Card

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