More than 50% of the population has a credit score over 700. The average FICO score is 716. If you find yourself in this category, you have a wealth of options like access to some of the best credit cards cards. Rewards are one of America’s favorite credit card features. If you’re going to spend […]
Best Microsavings Apps for New Savers
Every penny counts, especially if your savings account is scarce or nonexistent. Microsavings apps take your pennies and drop them into your savings account. According to CNBC, only 44% of Americans have an emergency fund of $1,000 or more. That leaves the majority of Americans vulnerable to financial disaster. Most Americans won’t be able to […]
Traditional vs. Online Banks vs. Neobanks: Here’s What You Need To Know
Wells Fargo was the first bank to offer internet banking to customers. The year was 1995. Since then online banks have proliferated, offering customers higher rates and lower fees. Now Neobanks have entered the picture, challenging the online banks. In this article we’ll explore the features and differences of traditional vs online banks vs neobanks. […]
6 Best Credit Cards for a 600 Credit Score (With Approval Odds)
Your FICO score can range from 300 on the low end to 850 at the top. A credit score between 600-649 FICO range can make getting a good credit card a challenge. But there’s still hope. Here is a list of the best credit cards for those with a credit score of 600 or more. […]