Bank of America Business Advantage Travel Rewards World Mastercard®
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The Bank of America Business Advantage Travel Rewards World Mastercard® is a business credit card designed for small business owners who travel occasionally. There’s a signup bonus worth about $300, and you get an unlimited 1.5 points for every dollar you spend. There’s also 0% introductory APR on purchases for the first 9 billing cycles, and you get a few travel benefits as well. If you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier you get a boost and can earn 2.62 points per dollar spent on every purchase. Not bad for a card with no annual fee. We dive into the details in this Bank of America Business Travel Rewards review.
Our Rating
4.5/5.0
Welcome Offer
Earn 30,000 online bonus points
Annual Fee
$0
0% on Purchases
9 billing cycles
Reward Rate
1.5x points
0% on Balance Transfers
N/a
Welcome Offer
Earn 30,000 online bonus points after you made at least $3,000 in purchases in the first 90 days of your account opening, which can be redeemed for a $300 statement credit towards travel or dining purchases.
Features & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Free credit score access, 24/7 customer service |
| Travel Perks | Luggage Protection, Trip Delay Reimbursement, Travel Accident Insurance, Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 18.49% to 28.49% (V) APR |
| Purchases | 0% Intro APR for 9 months on purchases, then 18.49% to 28.49% (V) APR after that. |
Pros & Cons
- Welcome offer
- No annual fee
- No foreign transaction fee
- 1.5 points per dollar spent on all purchases
- High APR
- Requires good credit
What Are the Best Alternatives?
Ink Business Premier® Credit Card
Rating
4.9
Rewards Range
2%-5%
Annual Fee
$195
Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x to 5x miles
Annual Fee
$0 intro for first year; $95 after that
The American Express Blue Business Cash™ Card
Rating
4.6
Rewards Range
1% - 2%
Annual Fee
No annual fee