Bank of America Business Advantage Travel Rewards World Mastercard®

The Bank of America Business Advantage Travel Rewards World Mastercard® is a business credit card designed for small business owners who travel occasionally. There’s a signup bonus worth about $300, and you get an unlimited 1.5 points for every dollar you spend. There’s also 0% introductory APR on purchases for the first 9 billing cycles, and you get a few travel benefits as well. If you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier you get a boost and can earn 2.62 points per dollar spent on every purchase. Not bad for a card with no annual fee. We dive into the details in this Bank of America Business Travel Rewards review.

Bank of America Business Advantage Travel Rewards

Our Rating

4.5/5.0

Welcome Offer

Earn 30,000 online bonus points

Annual Fee

$0

0% on Purchases

9 billing cycles

Reward Rate

1.5x points

0% on Balance Transfers

N/a

Welcome Offer

Earn 30,000 online bonus points after you made at least $3,000 in purchases in the first 90 days of your account opening, which can be redeemed for a $300 statement credit towards travel or dining purchases.

Features & Benefits

SecurityCredit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsFree credit score access, 24/7 customer service
Travel PerksLuggage Protection, Trip Delay Reimbursement, Travel Accident Insurance, Trip Cancellation Insurance

Rewards

1.5x points
All eligible purchases
Earn an unlimited 1.5 points for every dollar you spend on all purchases

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR18.49% to 28.49% (V) APR
Purchases0% Intro APR for 9 months on purchases, then 18.49% to 28.49% (V) APR after that.

What Credit Score Is Required to Get the Bank of America Business Advantage Travel Rewards World Mastercard®

Pros & Cons

Pros
  • Welcome offer
  • No annual fee
  • No foreign transaction fee
  • 1.5 points per dollar spent on all purchases
Cons
  • High APR
  • Requires good credit

What Are the Best Alternatives?

Ink Business Premier℠ Credit Card
Ink Business Premier℠ Credit Card

Rating

4.9

Rewards Range

2%-5%

Annual Fee

$195

Capital One Spark Miles for Business
Capital One Spark Miles for Business

Rating

4.7

Rewards Range

2x to 5x miles

Annual Fee

$0 intro for first year; $95 after that

The American Express Blue Business Cash™ Card
The American Express Blue Business Cash™ Card

Rating

4.6

Rewards Range

1% - 2%

Annual Fee

No annual fee

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