Capital One Spark Miles for Business Credit Card
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The card_name is a designed for small business owners who want to earn travel rewards miles. It has a welcome offer that’s worth at least $250 if you redeem them for a statement credit, but this is the least valuable way to redeem miles. If you redeem them for travel they will be worth more. You’ll also earn 2x miles on every purchase, plus you get a $100 Global Entry/TSA PreCheck credit. The annual fee is waived for the first year. We dive into the details and your approval odds in this Spark Miles review.
Our Rating
4.7/5.0
Welcome Offer
Earn a one-time bonus of 50,000 miles – equal to $500 in travel
Annual Fee
$0 intro for first year; $95 after that
0% on Purchases
N/A
Reward Rate
2x to 5x miles
0% on Balance Transfers
N/A
Welcome Offer
Earn a one-time bonus of 50,000 miles – equal to $500 in travel once you spend $4,500 on purchases within 3 months from account opening
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, PayPal |
Benefits | Extended Warranty Coverage |
Travel Perks | Airport Lounge Access, TSA PreCheck & Global Entry credit |
Rewards
Interest Rates & Fees
Annual Fee | $0 intro for first year; $95 after that |
Foreign Transaction Fee | None |
Regular APR | 26.24% (V) APR |
What Credit Score Is Required to Get the Capital One Spark Miles for Business
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 713
Average Approved Credit Score: 725
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 11/19/2019 | Experian | ||
Approved | 11/19/2019 | TransUnion | ||
Approved | 11/19/2019 | Equifax |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Up to 2% cash back
- Annual fee
What Are the Best Alternatives?
Ink Business Preferred® Credit Card
Rating
4.7
Rewards Range
1-3x points
Annual Fee
$95
Ink Business Cash® Credit Card
Rating
4.8
Rewards Range
1%-5%
Annual Fee
$0
The Business Platinum Card® from American Express
Rating
4.5
Rewards Range
1x to 5x Points
Annual Fee
$695