Rewards
2x points
Earn unlimited 2X miles on every purchase
Pros & Cons
Pros
- $0 Intro annual fee for the first 12 months of account opening
- High reward earnings
- Miles can be transferred to travel partners
- No earning cap
- Sign-up bonus
- Earn 2x rewards on every purchase made
Cons
- $95 annual fee (after 12 months)
- High APR
- Requires excellent credit score
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, PayPal |
| Benefits | Extended Warranty Coverage |
| Travel Perks | Airport Lounge Access |
Interest Rates & Fees
| Annual Fee | $0 intro for first year; $95 after that |
| Foreign Transaction Fee | None |
| Regular APR | 21.24% (V) APR |
What Credit Score is Required to Get the Capital One Spark Miles for Business
Based on data we’ve collected from public forums, a credit score of 700 or higher is ideal. Keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 11/19/2019 | Experian | ||
| Approved | 11/19/2019 | TransUnion | ||
| Approved | 11/19/2019 | Equifax |