Capital One Spark Miles for Business Credit Card
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The card_name is a designed for small business owners who want to earn travel rewards miles. It has a welcome offer that’s worth at least $250 if you redeem them for a statement credit, but this is the least valuable way to redeem miles. If you redeem them for travel they will be worth more. You’ll also earn 2x miles on every purchase, plus you get up to a $120 Global Entry or TSA PreCheck® credit. The annual fee is waived for the first year. We dive into the details and your approval odds in this Spark Miles review.
Our Rating
4.7/5.0
Welcome Offer
Earn a one-time bonus of 50,000 miles – equal to $500 in travel
Annual Fee
$0 intro for first year; $95 after that
0% Intro on Purchases
Reward Rate
2x to 5x miles
0% Intro on Balance Transfers
Welcome Offer
Earn a one-time bonus of 50,000 miles – equal to $500 in travel once you spend $4,500 on purchases within 3 months from account opening
Editorial Review
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, PayPal |
| Benefits | Extended Warranty Coverage |
| Travel Perks | Airport Lounge Access, TSA PreCheck & Global Entry credit |
Rewards
Interest Rates & Fees
| Annual Fee | $0 intro for first year; $95 after that |
| Foreign Transaction Fee | None |
| Regular APR | 25.74% (V) APR |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Up to 2% cash back
- Annual fee
What Are the Best Alternatives?
Ink Business Preferred® Credit Card
Rating
4.7
Rewards Range
1-3x points
Annual Fee
$95
Ink Business Cash® Credit Card
Rating
4.8
Rewards Range
1%-5%
Annual Fee
$0
The Business Platinum Card® from American Express
Rating
4.5
Rewards Range
1x to 5x Points
Annual Fee
$695