American Express Blue Business Cash Card Review

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The card_name is a small business credit card ideal for businesses that spend up to $50,000 a year on a card. At that spend, you'll earn 2% cash back. For businesses that spend more than that, there are better options available.

Welcome Offer

Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.

Features & Benefits

Rewards

Interest Rates & Fees

Annual Fee	No annual fee
Foreign Transaction Fee	2.7% of each transaction after conversion to US dollars.
Regular APR	18.49% - 26.49% (V) APR

Insurance

Extended Warranty

When an American Express® Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty§ can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year.

• Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. 
• Please visit americanexpress.com/benefitsguide for more details. 
• Underwritten by AMEX Assurance Company.

Purchase Protection

When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year.

• Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. 
• Please visit americanexpress.com/benefitsguide for more details.
• Underwritten by AMEX Assurance Company.

What Credit Score Is Required to Get the The American Express Blue Business Cash™ Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	12/02/2021	727	Experian	$10,000
Approved	05/05/2021	757	TransUnion	$9,000
Approved	05/05/2021	766	Experian	$9,000
Approved	05/05/2021	777	Equifax	$9,000
Approved	11/26/2021	755	Experian	$10,000
Approved	04/04/2021	700	Experian	$2,000
Approved	05/09/2021	759	TransUnion	$2,000
Approved	05/09/2021	765	Equifax	$2,000
Approved	05/09/2021	774	Experian	$2,000

What Are the Best Alternatives?

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