Rewards
Earn $250 after spending $3,000 within your first 3 months.
Pros & Cons
- Welcome bonus
- No annual fee
- Up to 2% cash back
- Foreign transaction fee
- Requires good credit
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
Contactless Payments | Tap to Pay |
Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
Travel Perks | Emergency Travel Assistance, Roadside Assistance |
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | 2.7% of each transaction after conversion to US dollars. |
Regular APR | 15.49% - 23.49% Variable (V) APR |
0% Intro APR
Purchases | 0% Intro APR for 12 months on purchases, then 15.49% - 23.49% Variable (V) APR after that. |
What Credit Score is Required to Get the American Express Blue Business Cash™ Card
Based on data we’ve collected from public forums, a credit score of 750 or higher is ideal. We have seen an approval with a score as low as 727, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 12/02/2021 | Experian | ||
Approved | 05/05/2021 | TransUnion | ||
Approved | 05/05/2021 | Experian | ||
Approved | 05/05/2021 | Equifax | ||
Approved | 11/26/2021 | Experian | ||
Approved | 04/04/2021 | Experian | ||
Approved | 05/09/2021 | TransUnion | ||
Approved | 05/09/2021 | Equifax | ||
Approved | 05/09/2021 | Experian |
What Are the Best Alternatives?

Chase Ink Business Cash® Credit Card
Rating
4.9
Rewards Range
1%-5%
Annual Fee
$0

Ink Business Unlimited® Credit Card
Rating
4.9
Rewards Range
1.5%
Annual Fee
$0

Capital One Spark Cash Select - $500 Cash Bonus
Rating
4.7
Rewards Range
1.5% - 5%
Annual Fee
$0