American Express Blue Business Cash Card Review
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The card_name is a small business credit card ideal for businesses that spend up to $50,000 a year on a card. At that spend, you'll earn 2% cash back. For businesses that spend more than that, there are better options available.

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Rates & Fees
Terms Apply
Our Rating
4.6/5.0
Welcome Offer
Earn a $250 statement credit
Annual Fee
No annual fee
0% on Purchases
12 months from date of account opening
Reward Rate
1% - 2%
0% on Balance Transfers
N/A
Welcome Offer
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
Contactless Payments | Tap to Pay |
Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
Travel Perks | Emergency Travel Assistance, Roadside Assistance |
Rewards
Interest Rates & Fees
Annual Fee | No annual fee |
Foreign Transaction Fee | 2.7% of each transaction after conversion to US dollars. |
Regular APR | 18.49% - 26.49% (V) APR |
Purchases | 0% Intro APR for 12 months on purchases, then 18.49% - 26.49% (V) APR after that. |
Insurance
Extended Warranty
When an American Express® Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty§ can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by AMEX Assurance Company.
Purchase Protection
When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by AMEX Assurance Company.
What Credit Score Is Required to Get the The American Express Blue Business Cash™ Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 12/02/2021 | Experian | ||
Approved | 05/05/2021 | TransUnion | ||
Approved | 05/05/2021 | Experian | ||
Approved | 05/05/2021 | Equifax | ||
Approved | 11/26/2021 | Experian | ||
Approved | 04/04/2021 | Experian | ||
Approved | 05/09/2021 | TransUnion | ||
Approved | 05/09/2021 | Equifax | ||
Approved | 05/09/2021 | Experian |
- Welcome offer
- No annual fee
- Up to 2% cash back
- Foreign transaction fee
- Requires good credit
What Are the Best Alternatives?

Ink Business Cash® Credit Card
Rating
4.9
Rewards Range
1%-5%
Annual Fee
$0

Ink Business Unlimited® Credit Card
Rating
4.9
Rewards Range
1.5%
Annual Fee
$0

Capital One Spark Cash Select for Excellent Credit
Rating
4.7
Rewards Range
1.5% - 5%
Annual Fee
$0