Blue Cash Everyday® Card from American Express
The card_name offers excellent cash back rewards, particularly at U.S. supermarkets and gas stations. There’s also a welcome bonus, a 0% intro APR, and no annual fee.
Our Rating
4.4/5.0
4.4/5.0
Welcome Offer
Earn a $200 statement credit
Earn a $200 statement credit
Annual Fee
$0
$0
0% on Purchases
15 Months
15 Months
Rewards Rate
1%-3%
1%-3%
0% on Balance Transfers
15 Months
15 Months
Welcome Offer
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Purchase Protection, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance |
Rewards
3% cash back
3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
3% cash back
3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
3% cash back
3% Cash Back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%.
1% cash back
1% cash back on all other eligible purchases.
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 2.7% of each transaction after conversion to US dollars. |
| Regular APR | 18.99% - 29.99% (V) APR |
| Balance Transfers | 0% Intro APR for 15 months on balance transfers, then 18.99% - 29.99%(V) APR after that. |
| Balance Transfer Fee | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Purchases | 0% Intro APR for 15 months on purchases, then 18.99% - 29.99% (V) APR after that. |
What Credit Score Is Required to Get the Blue Cash Everyday® Card from American Express
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 09/07/2022 | Equifax | ||
| Approved | 01/05/2020 | Not Provided | ||
| Approved | 07/26/2022 | Experian | ||
| Approved | 02/13/2020 | Equifax | ||
| Approved | 02/13/2020 | TransUnion | ||
| Approved | 12/02/2019 | TransUnion | ||
| Approved | 12/02/2019 | Equifax | ||
| Approved | 11/26/2021 | Not Provided | ||
| Approved | 09/07/2022 | Experian | ||
| Approved | 09/07/2022 | TransUnion | ||
| Approved | 02/09/2022 | Experian |
Pros
- Welcome offer
- No annual fee
- Up to 3% cash back
Cons
- Foreign transaction fee
- Requires good credit
What Are the Best Alternatives?
Blue Cash Preferred® Card from American Express
Rating
4.5
Rewards Range
1%-6%
Annual Fee
$0 intro annual fee for the first year, then $95.
Citi® Double Cash Card - 18 month BT offer
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
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