Blue Cash Everyday® Card from American Express
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The card_name is a cash back card that can easily be your daily driver. It offers 3% cash back on gas on up to $6,000 per year in purchases, then 1%, at U.S. Supermarkets on up to $6,000 per year, then 1%, and on online shopping purchases on up to $6,000 per year in purchases, then 1%. You earn 1% cash back on other purchases. You’ll get Cash Back in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. There is a nice welcome offer and a 0% introductory APR offer on both purchases and balance transfers. Another great benefit is that you get a $7 credit every month after you spend $10 or more on a Disney Bundle. For a card with no annual fee, this card is hard to beat. We dive into the details and your approval odds in this Blue Cash Everyday review.
Welcome Offer
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply.
Our Rating
4.4/5.0
Welcome Offer
Earn a $200 statement credit
Annual Fee
$0
0% Intro on Purchases
15 months
Reward Rate
1%-3% cash back
0% Intro on Balance Transfers
15 months
Welcome Offer
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
Editorial Review
How Does the Blue Cash Everyday Compare?
The Blue Cash Everyday® Card from American Express compares favorably to other cash back rewards cards with a 0% introductory APR. You also get a welcome offer for signing up, so the rewards are decent, at least for the first $6,000 in grocery spending.
Who Is the Blue Cash Everyday Best For?
People who spend regularly on groceries and gas will find this card worthwhile, especially since there’s no annual fee. If you have a major purchase in mind or are looking to pay down debt, the 0% introductory APR for 15 months months makes it a worthy addition to your wallet.
Who Would Do Better With a Different Card?
Those who have excellent credit would do well to upgrade to the Blue Cash Preferred® Card from American Express instead, as it offers 6% cash back at U.S. Supermarkets (up to $6,000 a year), then 1%, as well as 6% cash back on U.S. streaming services, 3% at U.S. gas stations, and 1% on other purchases. (Terms Apply.)
People who don’t want to fuss with figuring out what categories offer what reward can consider the Citi® Double Cash Card. You’ll earn up to 2% cash back on everything–1% when you make purchases and 1% when you pay for those purchases. If you pay your bill in full, that’s 2% cash back every month.
Those who travel frequently may consider the Chase Sapphire Preferred® Card. It has an excellent welcome offer, plus great travel rewards, although you do have to pay a $95 annual fee.
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay |
| Benefits | Purchase Protection, ShopRunner, Free credit score access, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 2.7% of each transaction after conversion to US dollars. |
| Regular APR | 18.49% - 29.49% (V) APR |
| Balance Transfers | 0% Intro APR for 15 months on balance transfers, then 18.49% - 29.49%(V) APR after that. |
| Balance Transfer Fee | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Purchases | 0% Intro APR for 15 months on purchases, then 18.49% - 29.49% (V) APR after that. |
What Credit Score Is Required to Get the Blue Cash Everyday® Card from American Express
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 665
Average Approved Credit Score: 739
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 02/01/2023 | Experian | ||
| Approved | 09/24/2023 | Experian | ||
| Approved | 09/24/2023 | Equifax | ||
| Approved | 09/24/2023 | TransUnion | ||
| Approved | 10/06/2024 | Equifax | ||
| Approved | 10/06/2024 | TransUnion | ||
| Approved | 10/06/2024 | Experian | ||
| Approved | 09/29/2024 | Experian | ||
| Approved | 09/29/2024 | TransUnion | ||
| Approved | 09/29/2024 | Equifax | ||
| Approved | 05/21/2023 | Experian | ||
| Approved | 07/20/2023 | Equifax | ||
| Approved | 07/20/2023 | Experian | ||
| Approved | 07/20/2023 | TransUnion | ||
| Approved | 06/15/2023 | Not Provided |
Pros & Cons
- Welcome offer
- Up to 3% cash back
- $0 annual fee
- Foreign transaction fee
- Requires good credit
What Are the Best Alternatives?
Blue Cash Preferred® Card from American Express
Rating
4.5
Rewards Range
1%-6%
Annual Fee
$0 intro annual fee for the first year, then $95.
Citi® Double Cash Card
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
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To view rates and fees of the Blue Cash Everyday® Card from American Express, see this page.