Blue Cash Everyday® Card from American Express

The card_name offers excellent cash back rewards, particularly at U.S. supermarkets and gas stations. There's also a welcome bonus, a 0% intro APR, and $0 annual fee.

Our Rating
4.4/5.0

Welcome Offer
Earn a $200 statement credit

Annual Fee
$0

0% on Purchases
15 months

Reward Rate
1%-3%

0% on Balance Transfers
15 months

Welcome Offer

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsPurchase Protection, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance

Rewards

1% cash back
On all other eligible purchases
1% cash back on all other eligible purchases.
3% cash back
U.S. supermarkets
3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
3% cash back
Select Categories
3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
3% cash back
Gas
3% Cash Back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%.

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee2.7% of each transaction after conversion to US dollars.
Regular APR19.24% - 29.99% (V) APR
Balance Transfers0% Intro APR for 15 months on balance transfers, then 19.24% - 29.99%(V) APR after that.
Balance Transfer FeeEither $5 or 3% of the amount of each transfer, whichever is greater.
Purchases0% Intro APR for 15 months on purchases, then 19.24% - 29.99% (V) APR after that.

What Credit Score Is Required to Get the Blue Cash Everyday® Card from American Express

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved09/07/2022
692
Equifax
$5,000
Approved07/26/2022
683
Experian
$2,000
Approved02/01/2023
727
Experian
$2,000
Approved09/24/2023
730
Experian
$2,000
Approved09/24/2023
735
Equifax
$2,000
Approved09/24/2023
790
TransUnion
$2,000
Approved12/31/2022
707
TransUnion
$12,000
Approved12/31/2022
733
Equifax
$12,000
Approved09/07/2022
665
Experian
$5,000
Approved09/07/2022
667
TransUnion
$5,000
Approved05/21/2023
665
Experian
$5,000
Approved12/28/2022
665
Experian
$1,000
Approved07/20/2023
770
Equifax
$6,000
Approved07/20/2023
772
Experian
$6,000
Approved07/20/2023
780
TransUnion
$6,000
Approved06/15/2023
730
Not Provided
$10,000
Approved02/09/2022
736
Experian
$5,000
Pros
  • Welcome offer
  • Up to 3% cash back
  • $0 annual fee
Cons
  • Foreign transaction fee
  • Requires good credit

What Are the Best Alternatives?

Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express

Rating

4.5

Rewards Range

1%-6%

Annual Fee

$0 intro annual fee for the first year, then $95.

Citi<sup>®</sup> Double Cash Card - 18 month BT offer
Citi® Double Cash Card - 18 month BT offer

Rating

4.9

Rewards Range

1% to 2%

Annual Fee

$0

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

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