Plus, get $7 back each month after using your Blue Cash Everyday Card to spend $12.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
Pros & Cons
- Welcome bonus
- No annual fee
- Up to 3% cash back
- Foreign transaction fee
- Requires good credit
Features & Benefits
|Security||EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts|
|Contactless Payments||Tap to Pay, Apple Pay, Google Pay, Samsung Pay|
|Benefits||Purchase Protection, 24/7 customer service|
|Travel Perks||Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance|
Interest Rates & Fees
|Foreign Transaction Fee||2.7% of each transaction after conversion to U.S. dollars|
|Regular APR||18.49% - 29.49% variable (V) APR|
0% Intro APR
|Balance Transfers||0% Intro APR for 15 months on balance transfers, then 18.49% - 29.49% variable(V) APR after that.|
|Purchases||0% Intro APR for 15 months on purchases, then 18.49% - 29.49% variable (V) APR after that.|
How Does the Blue Cash Everyday Compare?
Blue Cash Everyday compares favorably to other cash back rewards cards with a 0% introductory APR. You also get a bonus for signing up, so the rewards are decent, at least for the first $6,000 in grocery spending.
Who Is the Blue Cash Everyday Best For?
People who spend regularly on groceries and gas will find this card worthwhile, especially since there’s no annual fee. If you have a major purchase in mind or are looking to pay down debt, the 0% introductory APR for 15 months makes it a worthy addition to your wallet.
Who Would Do Better With a Different Card?
Those who have excellent credit would do well to upgrade to the Blue Cash Preferred® Card from American Express instead, as it offers 6% cash back on groceries (up to $6,000 a year), as well as 6% cash back on streaming services, 3% on gas and 1% on everything else.
People who don’t want to fuss with figuring out what categories offer what reward can consider the Citi® Double Cash Card - 18 month BT offer. You’ll earn up to 2% cash back on everything–1% when you make purchases and 1% when you pay for those purchases. If you pay your bill in full, that’s 2% cash back every month.
Those who travel frequently may consider the Chase Sapphire Preferred® Card. It has an excellent sign up bonus, plus great travel rewards, although you do have to pay a $95 annual fee.
What Credit Score Is Required to Get the Blue Cash Everyday
Based on data we’ve collected from public forums, a credit score of 690 or higher is ideal. We have seen an approval with a score as low as 658, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
|App Status||Date||Credit Score||Bureau||Credit Limit|
What Are the Best Alternatives?
Blue Cash Preferred® Card from American Express
Citi® Double Cash Card - 18 month BT offer
1% to 2%
Chase Sapphire Preferred® Card
1x - 5x points
- 14 Best Interest-Free Credit Cards of February 2023 | 0% APR for up to 21 Months
- The Best Credit Cards for Groceries of 2023 | Up to 6% Cash Back
- Chase Sapphire Preferred® Card vs. Blue Cash Preferred® Card from American Express
- Citi Custom Cash Card vs. Blue Cash Everyday® Card from American Express
- Chase Freedom Flex(SM) vs. Blue Cash Everyday® Card from American Express