Bremer Bank Business Cash Preferred Card

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The Bremer Bank Business Cash Preferred Card is a business rewards card designed for those who want elevated rewards in certain business categories. There is a small welcome offer after your first purchase. Also included is a $100 annual software credit after 11 monthly software transactions. And finally, the 0% introductory APR on purchases and balance transfers, even though it’s a short window (6 months, could still come in handy. Not bad for a card with no annual fee. We dive into the details and your approval odds in this Bremer Business Cash review.

Bremer Bank Business Card

Our Rating

3.8/5.0

Welcome Offer

$25

Annual Fee

$0

0% Intro on Purchases

6 months

Reward Rate

1% to 3% cash back

0% Intro on Balance Transfers

6 months

Welcome Offer

Get a $25 bonus reward applied to your account after your first purchase.

Editorial Review

Features & Benefits

SecurityEMV Chip Enabled, Zero Liability
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsExtended Warranty Coverage, Purchase Protection, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Emergency Travel Assistance, Roadside Assistance

Rewards

1% cash back
On all other eligible purchases
Earn unlimited 1% cash back on all other eligible purchases
3% cash back
Cell phone service
Earn 3% cash back on eligible purchases at cell phone service providers
3% cash back
Office Supplies
Earn 3% cash back on eligible purchases at office supply stores
3% cash back
Dining
Earn 3% cash back on eligible purchases on dining, including take out and food delivery purchases
3% cash back
Gas
Earn 3% cash back on eligible purchases at gas stations

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
Regular APR19.24% to 28.24% (V) APR
Balance Transfers0% Intro APR for 6 months on balance transfers, then 19.24% to 28.24%(V) APR after that.
Balance Transfer FeeEither 3% of the amount of each transfer or $5 minimum, whichever is greater.
Purchases0% Intro APR for 6 months on purchases, then 19.24% to 28.24% (V) APR after that.

Pros & Cons

Pros
  • Welcome offer
  • No annual fee
  • Up to 3% cash back
Cons
  • High APR
  • Foreign transaction fee
  • Requires good credit

What Are the Best Alternatives?

U.S. Bank Triple Cash Rewards Visa® Business Card
U.S. Bank Triple Cash Rewards Visa® Business Card

Rating

4.5

Rewards Range

1% - 5% Cash Back

Annual Fee

$0

Read Review
Ink Business Cash® Credit Card
Ink Business Cash® Credit Card

Rating

4.8

Rewards Range

1%-5%

Annual Fee

$0

Read Review
The American Express Blue Business Cash™ Card
The American Express Blue Business Cash™ Card

Rating

4.6

Rewards Range

1% - 2%

Annual Fee

No annual fee

Read Review

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