Capital One Quicksilver Student Cash Rewards Credit Card

The Capital One Quicksilver Student Cash Rewards Credit Card is a student credit card best for those with fair or limited credit. It offers a small, but easy-to-earn signup bonus and great rewards for a starter card. There’s also no annual fee and no foreign transaction fees. But the APR is high so you’ll want to make sure to pay off the balance each month. Let’s dive in to get the details.

Our Rating

4.4/5.0

Welcome Offer

Earn $50 Cash Back

Annual Fee

$0

0% on Purchases

N/A

Reward Rate

1.5% – 10%

0% on Balance Transfers

N/A

Welcome Offer

Earn $50 Cash Back when you spend $100 in the first three months

Features & Benefits

SecurityCredit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock
Contactless PaymentsApple Pay, Google Pay, PayPal
BenefitsExtended Warranty Coverage, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Travel Accident Insurance

Rewards

1.5% cash back
All eligible purchases
Earn unlimited 1.5% cash back on every purchase, every day.
5% cash back
Hotels
5% Cash Back on hotels booked through Capital One Travel (terms apply).
5% cash back
Rental Cars
5% Cash Back on rental cars booked through Capital One Travel (terms apply).
10% cash back
Select Categories
Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024.

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR19.99% - 29.99% (V) APR

Pros & Cons

Pros
  • Welcome offer
  • No annual fee
  • No foreign transaction fee
  • Elevated cash back on every purchase
Cons
  • High APR

What Are the Best Alternatives?

Capital One SavorOne Cash Rewards Credit Card
Capital One SavorOne Cash Rewards Credit Card

Rating

4.5

Rewards Range

1% -10%

Annual Fee

$0

Capital One SavorOne Student Cash Rewards Credit Card
Capital One SavorOne Student Cash Rewards Credit Card

Rating

4.5

Rewards Range

1 to 3% cash back

Annual Fee

$0

Chase Freedom Rise℠
Chase Freedom Rise℠

Rating

4.2

Rewards Range

1.5% cash back

Annual Fee

$0

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