Rewards
3% cash back
Earn 3% cash back on dining, entertainment, popular streaming services & at grocery stores
1% cash back
Earn 1% cash back on all other purchases.
Signup Bonus
Earn $100 after spending $100 within your first 3 months of opening your account.
Pros & Cons
Pros
- Welcome bonus
- No annual fee
- Up to 3% cash back
Cons
- High APR
Features & Benefits
Security | Credit Score Monitoring, EMV Chip Enabled, Zero Liability, Alerts, Card Lock |
Contactless Payments | Apple Pay, Google Pay, Samsung Pay |
Benefits | Extended Warranty Coverage, 24/7 customer service |
Travel Perks | Concierge Services, Emergency Travel Assistance, Travel Accident Insurance |
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | None |
Regular APR | 16.49% - 26.49% variable APR (V) APR |
What are the best alternatives?

Journey Student Rewards from Capital One
Rating
4.8
Rewards Range
1% - 5%
Annual Fee
$0

Capital One QuicksilverOne Cash Rewards Credit Card
Rating
4.4
Rewards Range
1.5%
Annual Fee
$39

Chase Freedom® Student credit card
Rating
4.7
Rewards Range
1%
Annual Fee
$0