Capital One Savor Student Cash Rewards Credit Card

The card_name is one of the few cash back credit cards designed for students with fair, average or limited credit. It offers solid cash back rewards, a welcome offer and charges no annual fee. On the downside, it doesn’t offer a 0% intro APR.

Our Rating

4.5/5.0

Welcome Offer

Earn $50 Cash Back

Annual Fee

$0

0% Intro on Purchases

Reward Rate

1% to 8% cash back

0% Intro on Balance Transfers

Welcome Offer

Earn $50 Cash Back when you spend $100 in the first three months

Editorial Review

For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

Features & Benefits

SecurityCredit Score Monitoring, EMV Chip Enabled, Zero Liability, Alerts, Card Lock
Contactless PaymentsApple Pay, Google Pay, Samsung Pay
BenefitsExtended Warranty Coverage, 24/7 customer service
Travel PerksConcierge Services, Emergency Travel Assistance, Travel Accident Insurance

Rewards

1% cash back
On all other eligible purchases
Earn 1% cash back on all other purchases
3% cash back
Supermarkets
Earn 3% cash back at grocery stores (excluding superstores like Walmart® and Target®)
3% cash back
Streaming services
Earn 3% cash back on popular streaming services
3% cash back
Dining
Earn 3% cash back on dining
3% cash back
Entertainment
Earn 3% cash back on entertainment
5% cash back
Hotels
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply.
5% cash back
Rental Cars
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply.
8% cash back
Select Categories
Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR19.74% - 29.74% (V) APR

What Credit Score Is Required to Get the Capital One Savor Student Cash Rewards Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 564

Average Approved Credit Score: 689

App StatusDateCredit ScoreBureauCredit Limit
Approved08/13/2024
749
Equifax
$3,000
Approved09/22/2021
564
Experian
$500
Approved06/05/2023
722
Not Provided
$3,000
Approved08/01/2023
720
Not Provided
$500
Denied03/06/2021
752
Not Provided
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Pros & Cons

Pros
  • Welcome offer
  • No annual fee
  • Up to 3% cash back
Cons
  • High APR

What Are the Best Alternatives?

Capital One QuicksilverOne Cash Rewards Credit Card
Capital One QuicksilverOne Cash Rewards Credit Card

Rating

4.4

Rewards Range

1.5%

Annual Fee

$39

Chase Freedom Rise®
Chase Freedom Rise®

Rating

4.2

Rewards Range

1.5% cash back

Annual Fee

$0

Capital One Quicksilver Student Cash Rewards Credit Card
Capital One Quicksilver Student Cash Rewards Credit Card

Rating

4.4

Rewards Range

1.5% - 5% cash back

Annual Fee

$0

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