Rewards
3% cash back
Earn 3% cash back on dining, entertainment, popular streaming services & at grocery stores
1% cash back
Earn 1% cash back on all other purchases.
Signup Bonus
Earn $100 after spending $100 within your first 3 months of opening your account.
Pros & Cons
Pros
- Welcome bonus
- No annual fee
- Up to 3% cash back
Cons
- High APR
Features & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Zero Liability, Alerts, Card Lock |
| Contactless Payments | Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, 24/7 customer service |
| Travel Perks | Concierge Services, Emergency Travel Assistance, Travel Accident Insurance |
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 16.49% - 26.49% variable APR (V) APR |
What are the best alternatives?
Journey Student Rewards from Capital One
Rating
4.8
Rewards Range
1% - 5%
Annual Fee
$0
Capital One QuicksilverOne Cash Rewards Credit Card
Rating
4.4
Rewards Range
1.5%
Annual Fee
$39
Chase Freedom® Student credit card
Rating
4.7
Rewards Range
1%
Annual Fee
$0