Capital One SavorOne Cash Rewards for Good Credit
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The card_name is a cash back card designed for people with good, but not excellent, credit. It has great rewards and benefits–everything you get with the Capital One SavorOne Cash Rewards Credit Card card, minus the bonus and the 0% intro APR offer. You get some nice travel benefits, too, like travel accident insurance and complimentary concierge. Capital One Travel can price match, so if you find a flight or hotel somewhere else for less within 24 hours of booking, Capital One will honor the lower price. We dive into the details and your approval odds in this SavorOne for Good Credit review.
Our Rating
4.3/5.0
Welcome Offer
Earn unlimited 3% cash back
Annual Fee
$0
0% on Purchases
N/A
Reward Rate
1% to 10%
0% on Balance Transfers
N/A
Welcome Offer
N/A
Features & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
| Contactless Payments | Tap to Pay, Google Pay, Samsung Pay, PayPal |
| Benefits | Extended Warranty Coverage, Free credit score access, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Travel Accident Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 29.99% (V) APR |
Insurance
Extended Warranty
You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
What Credit Score Is Required to Get the Capital One SavorOne Cash Rewards for Good Credit
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 642
Average Approved Credit Score: 714
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 03/01/2024 | TransUnion | ||
| Approved | 03/01/2024 | Experian | ||
| Approved | 03/01/2024 | Equifax | ||
| Approved | 05/12/2023 | Not Provided | ||
| Approved | 09/26/2023 | Experian | ||
| Denied | 05/06/2023 | Not Provided |
Pros & Cons
- No annual fee
- No foreign transaction fee
- 3% cash back on everyday purchases including dining and grocery stores
- No welcome bonus
- High APR
- Requires good credit
What Are the Best Alternatives?
Capital One SavorOne Cash Rewards Credit Card
Rating
4.5
Rewards Range
1% -10%
Annual Fee
$0
Blue Cash Everyday® Card from American Express
Rating
4.4
Rewards Range
1%-3%
Annual Fee
$0
Wells Fargo Active Cash® Card
Rating
4.9
Rewards Range
2%
Annual Fee
$0