Capital One Savor Cash Rewards for Good Credit
Editorial Note: We earn a commission from partner links on Allcards. Commissions do not affect our authors’ or editors’ opinions or evaluations. From our partners: See our advertiser disclosure here.
The Capital One Savor Cash Rewards for Good Credit is a cash back card designed for people with good, but not excellent, credit. It has great rewards and benefits–everything you get with the Capital One Savor Cash Rewards Credit Card card, minus the bonus and the 0% intro APR offer. You get some nice travel benefits, too, like travel accident insurance and complimentary concierge. Capital One Travel can price match, so if you find a flight or hotel somewhere else for less within 24 hours of booking, Capital One will honor the lower price. We dive into the details and your approval odds in this Savor for Good Credit review.
Our Rating
4.3/5.0
Welcome Offer
Earn unlimited 3% cash back
Annual Fee
$0
0% Intro on Purchases
Reward Rate
1% to 10%
0% Intro on Balance Transfers
Welcome Offer
N/A
Editorial Review
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Features & Benefits
Security | Credit Score Monitoring, EMV Chip Enabled, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
Contactless Payments | Tap to Pay, Google Pay, Samsung Pay, PayPal |
Benefits | Extended Warranty Coverage, Free credit score access, 24/7 customer service |
Travel Perks | Access to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Travel Accident Insurance |
Rewards
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | None |
Regular APR | 29.99% (V) APR |
Insurance
Extended Warranty
You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
What Credit Score Is Required to Get the Capital One Savor Cash Rewards for Good Credit
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 577
Average Approved Credit Score: 676
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 01/17/2024 | Experian | ||
Approved | 01/17/2024 | Equifax | ||
Approved | 01/17/2024 | TransUnion | ||
Approved | 03/01/2024 | TransUnion | ||
Approved | 03/01/2024 | Experian | ||
Approved | 03/01/2024 | Equifax | ||
Approved | 05/12/2023 | Not Provided | ||
Approved | 03/12/2024 | Not Provided | ||
Approved | 08/08/2023 | Not Provided | ||
Approved | 07/26/2023 | Experian | ||
Approved | 09/08/2023 | TransUnion | ||
Approved | 09/08/2023 | Experian | ||
Approved | 09/08/2023 | Equifax | ||
Approved | 01/10/2023 | TransUnion | ||
Approved | 01/10/2023 | Equifax | ||
Approved | 01/10/2023 | Experian | ||
Approved | 12/05/2023 | Experian | ||
Approved | 09/19/2023 | Not Provided | ||
Approved | 05/11/2022 | Not Provided | ||
Approved | 05/11/2022 | Not Provided | ||
Approved | 08/22/2023 | Experian | ||
Approved | 08/22/2023 | Equifax | ||
Approved | 08/22/2023 | TransUnion | ||
Approved | 02/10/2023 | Not Provided | ||
Approved | 09/26/2023 | Experian | ||
Approved | 10/23/2023 | TransUnion | ||
Approved | 10/23/2023 | Experian | ||
Approved | 10/23/2023 | Equifax | ||
Denied | 05/06/2023 | Not Provided | ||
Denied | 03/16/2023 | Not Provided | ||
Denied | 06/01/2023 | TransUnion | ||
Denied | 06/01/2023 | Experian |
Pros & Cons
- No annual fee
- No foreign transaction fee
- 3% cash back on everyday purchases including dining and grocery stores
- No welcome bonus
- High APR
- Requires good credit
What Are the Best Alternatives?
Capital One Savor Cash Rewards Credit Card
Rating
4.5
Rewards Range
1% -10%
Annual Fee
$0
Blue Cash Everyday® Card from American Express
Rating
4.4
Rewards Range
1%-3% cash back
Annual Fee
$0
Wells Fargo Active Cash® Card
Rating
4.9
Rewards Range
2%
Annual Fee
$0