Capital One Venture X Business
The card_name is a business travel card designed for small-to-medium-sized business owners. The card has existed for a while, but only through a Capital One Relationship Manager–until now. Now, you can apply online and get approved in as little as 60 seconds. This card has an excellent welcome offer: 150,000 Miles once you spend $30,000 in the first 3 months from account opening It says worth $1,500 (still a significant bonus) but it could be worth more if you transfer the points to Capital One Travel partners.
Keep in mind that this is a pay-in-full card, so you don’t have a preset spending limit, but you need to pony up everything you (and your employees) spent at the end of the month. You get some of the same benefits as the Capital One Venture X Rewards Credit Card, such as a $300 travel credit and 10,000 anniversary points. We dive into the details and your approval odds in this Venture X Business review.
Our Rating
4.9/5.0
Welcome Offer
150,000 Miles
Annual Fee
$395
0% on Purchases
N/A
Reward Rate
2x - 10x miles
0% on Balance Transfers
N/A
Welcome Offer
150,000 Miles once you spend $30,000 in the first 3 months from account openingFeatures & Benefits
| Security | Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, PayPal |
| Benefits | Extended Warranty Coverage, 24/7 customer service |
| Travel Perks | Airport Lounge Access, TSA PreCheck & Global Entry credit |
Rewards
Interest Rates & Fees
| Annual Fee | $395 |
| Foreign Transaction Fee | None |
| Regular APR | N/A (V) APR |
What Credit Score Is Required to Get the Capital One Venture X Business
- Welcome offer
- No foreign transaction fee
- Unlimited 2X miles on every purchase
- Annual fee
- Requires good credit
- Pay-in-full card
What Are the Best Alternatives?
Ink Business Premier℠ Credit Card
Rating
4.7
Rewards Range
2%-5%
Annual Fee
$195
The Business Platinum Card® from American Express
Rating
4.5
Rewards Range
1x to 5x Points
Annual Fee
$695
Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x
Annual Fee
$0 intro for first year; $95 after that
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