Capital One VentureOne Rewards for Good Credit
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The card_name is a travel rewards card designed for occasional travelers who don’t want to pay the fee of a premium travel card. Not to be confused with the Capital One VentureOne Rewards card, this card is for those with good, not excellent, credit. It has no foreign transaction fees and unlimited rewards earnings but does earn fewer miles than other well-known travel cards. There’s also no signup bonus. We dive into the details and your approval odds in this VentureOne for Good Credit review.
Our Rating
4.0/5.0
Welcome Offer
Miles won’t expire for the life of the account
Annual Fee
$0
0% Intro on Purchases
Reward Rate
1.25x – 5x miles
0% Intro on Balance Transfers
Welcome Offer
N/A
Editorial Review
How Does the VentureOne for Good Credit Compare?
The Capital One VentureOne Rewards for Good Credit holds its own against other travel cards, despite earning fewer miles. Making up for it, the card offers 1.25x miles on every purchase, as well as 5x miles when booking hotels and rental cars through Capital One Travel.
Who is the VentureOne for Good Credit best for?
The Capital One VentureOne Rewards for Good Credit is best for those who travel frequently and are willing to take advantage of travel purchases when using Capital One Travel. However, even someone who travels less often can still benefit from the card as the rewards never expire for the life of the account. This card is best suited for anyone looking for a simple rewards structure.
Who would do better with a different card?
If you don’t travel frequently or have little interest in using the Capital One Travel program, then more than likely this card is not for you. See our alternatives below.
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Features & Benefits
Security | Credit Score Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
Contactless Payments | Apple Pay, Google Pay, PayPal |
Benefits | Free credit score access, 24/7 customer service |
Travel Perks | Access to Special Events and Concerts |
Rewards
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | None |
Regular APR | 29.99% (V) APR |
What Credit Score Is Required to Get the Capital One VentureOne Rewards for Good Credit
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 598
Average Approved Credit Score: 642
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 01/26/2021 | Experian | ||
Approved | 02/08/2024 | Not Provided | ||
Approved | 12/13/2023 | Experian |
Pros & Cons
- No annual fee
- No foreign transaction fee
- No welcome bonus
- High APR
- Requires good credit
What Are the Best Alternatives?
Capital One VentureOne Rewards Credit Card
Rating
4.4
Rewards Range
1.25x miles to 5x miles
Annual Fee
$0
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
Chase Freedom Unlimited®
Rating
4.9
Rewards Range
1.5% - 5%
Annual Fee
$0