Capital One VentureOne Rewards for Good Credit

The card_name is a travel rewards card designed for occasional travelers who don’t want to pay the fee of a premium travel card. Not to be confused with the Capital One VentureOne Rewards card, this card is for those with good, not excellent, credit. It has no foreign transaction fees and unlimited rewards earnings but does earn fewer miles than other well-known travel cards. There’s also no signup bonus. We dive into the details and your approval odds in this VentureOne for Good Credit review.

Our Rating

4.0/5.0

Welcome Offer

Miles won’t expire for the life of the account

Annual Fee

$0

0% Intro on Purchases

N/A

Reward Rate

1.25x – 5x miles

0% Intro on Balance Transfers

N/A

Welcome Offer

N/A

Editorial Review

How Does the VentureOne for Good Credit Compare?

The Capital One VentureOne Rewards for Good Credit holds its own against other travel cards, despite earning fewer miles. Making up for it, the card offers 1.25x miles on every purchase, as well as 5x miles when booking hotels and rental cars through Capital One Travel.

Who is the VentureOne for Good Credit best for?

The Capital One VentureOne Rewards for Good Credit is best for those who travel frequently and are willing to take advantage of travel purchases when using Capital One Travel. However, even someone who travels less often can still benefit from the card as the rewards never expire for the life of the account. This card is best suited for anyone looking for a simple rewards structure.

Who would do better with a different card?

If you don’t travel frequently or have little interest in using the Capital One Travel program, then more than likely this card is not for you. See our alternatives below.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply. 

Features & Benefits

SecurityCredit Score Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock
Contactless PaymentsApple Pay, Google Pay, PayPal
BenefitsFree credit score access, 24/7 customer service
Travel PerksAccess to Special Events and Concerts

Rewards

1.25x miles
All eligible purchases
1.25 Miles per dollar on every purchase, every day
5x miles
Hotels
5 Miles per dollar on hotels booked through Capital One Travel
5x miles
Rental Cars
5 Miles per dollar on rental cars booked through Capital One Travel

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR29.99% (V) APR

What Credit Score Is Required to Get the Capital One VentureOne Rewards for Good Credit

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 598

Average Approved Credit Score: 642

App StatusDateCredit ScoreBureauCredit Limit
Approved01/26/2021
598
Experian
$1,000
Approved02/08/2024
730
Not Provided
$2,000
Approved12/13/2023
598
Experian
$500

Pros & Cons

Pros
  • No annual fee
  • No foreign transaction fee
Cons
  • No welcome bonus
  • High APR
  • Requires good credit

What Are the Best Alternatives?

Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card

Rating

4.4

Rewards Range

1.25x miles to 5x miles

Annual Fee

$0

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

Chase Freedom Unlimited®
Chase Freedom Unlimited®

Rating

4.9

Rewards Range

1.5% - 5%

Annual Fee

$0

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