Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

The card_name is a travel card designed for those who fly American Airlines or one of their Oneworld partner airlines (these include Alaska Airlines, British Airways, and Japan Airlines). The annual fee is low at just $99, waived for first 12 months. You get some nice travel perks such as a free checked bag and preferred boarding. There’s also a signup bonus and no foreign transaction fees. We dive into the details and your approval odds in this Citi AAdvantage Platinum review.

Our Rating
4.5/5.0

Welcome Offer
Earn 50,000 American Airlines AAdvantage® bonus miles

Annual Fee
$99, waived for first 12 months

0% on Purchases
N/A

Reward Rate
1x to 2x miles

0% on Balance Transfers
N/A

Welcome Offer

Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in purchases within the first 3 months of account opening

Features & Benefits

SecurityEMV Chip Enabled, Zero Liability, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsShopRunner, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Free Checked Bags

Rewards

1x miles
On all other eligible purchases
Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases.
2x miles
American Airline Purchases
Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
2x miles
Dining
Earn 2 AAdvantage® miles for every $1 spent at restaurants.
2x miles
Gas
Earn 2 AAdvantage® miles for every $1 spent at gas stations.

Interest Rates & Fees

Annual Fee$99, waived for first 12 months
Foreign Transaction Fee0%
Regular APR21.24% – 29.99% (V) APR

What Credit Score Is Required to Get the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved06/03/2021
737
Equifax
$13,200
Approved06/03/2021
784
Experian
$13,200
Approved06/03/2021
784
TransUnion
$13,200
Approved04/11/2020
787
Equifax
$8,500
Approved02/04/2022
750
Equifax
$9,800
Approved04/07/2022
758
TransUnion
$9,000
Approved04/07/2022
779
Equifax
$9,000
Approved04/07/2022
804
Experian
$9,000
Denied03/08/2022
750
Not Provided
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Pros
  • Welcome offer
  • No foreign transaction fee
Cons
  • Annual fee
  • High APR
  • Requires good credit

What Are the Best Alternatives?

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

Delta SkyMiles® Gold American Express Card
Delta SkyMiles® Gold American Express Card

Rating

4.5

Rewards Range

1x to 2x miles

Annual Fee

$0 introductory annual fee for the first year, then $99.

Southwest Rapid Rewards® Premier Credit Card
Southwest Rapid Rewards® Premier Credit Card

Rating

4.5

Rewards Range

2x - 3x Points

Annual Fee

$99

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