Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
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The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is a travel card designed for those who fly American Airlines or one of their Oneworld partner airlines (these include Alaska Airlines, British Airways, and Japan Airlines). The annual fee is low at just $99, waived for first 12 months. You get some nice travel perks such as a free checked bag and preferred boarding. There’s also a signup bonus and no foreign transaction fees. We dive into the details and your approval odds in this Citi AAdvantage Platinum review.
Our Rating
4.5/5.0
Welcome Offer
Earn 50,000 American Airlines AAdvantage® bonus miles
Annual Fee
$99, waived for first 12 months
0% on Purchases
N/A
Reward Rate
1x to 2x miles
0% on Balance Transfers
N/A
Welcome Offer
Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening.
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | ShopRunner, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Free Checked Bags |
Rewards
Interest Rates & Fees
| Annual Fee | $99, waived for first 12 months |
| Foreign Transaction Fee | None |
| Regular APR | 21.24% – 29.99% (V) APR |
What Credit Score Is Required to Get the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 750
Average Approved Credit Score: 785
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 02/04/2022 | Equifax | ||
| Approved | 06/15/2023 | Not Provided | ||
| Approved | 04/07/2022 | TransUnion | ||
| Approved | 04/07/2022 | Equifax | ||
| Approved | 04/07/2022 | Experian | ||
| Denied | 03/08/2022 | Not Provided |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Annual fee
- High APR
- Requires good credit
What Are the Best Alternatives?
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
Delta SkyMiles® Gold American Express Card
Rating
4.5
Rewards Range
1x to 2x miles
Annual Fee
$0 introductory annual fee for the first year, then $150.
Southwest Rapid Rewards® Premier Credit Card
Rating
4.5
Rewards Range
2x - 3x Points
Annual Fee
$99