Southwest Rapid Rewards® Premier Credit Card

The Southwest Rapid Rewards® Premier Credit Card is designed for those who frequently fly Southwest. It offers an excellent signup bonus and up to 3 points per dollar spent on the card. You also get 6,000 anniversary points each year as well as two Early-Bird Check-ins. There is an annual fee, though. We explore who the card is best for and your approval odds in this Southwest Rapid Rewards® Premier Credit Card review.

Our Rating

4.5/5.0

Welcome Offer

Earn 50,000 bonus points

Annual Fee

$99

0% on Purchases

N/A

Reward Rate

2x – 3x Points

0% on Balance Transfers

N/A

Welcome Offer

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Features & Benefits

SecurityZero Liability, Alerts
Contactless PaymentsTap to Pay, Apple Pay, Google Pay
Benefits24/7 customer service
Travel PerksFree Checked Bags

Rewards

1x points
On all other eligible purchases
Earn 1x point on everyday purchases.
2x points
Streaming services
Earn 2X points on internet, cable, and phone services; select streaming.
2x points
Transit
Earn 2x points on local transit and commuting, including rideshare.
3x points
Southwest Purchases
Earn 3x points on Southwest® purchases.

Interest Rates & Fees

Annual Fee$99
Foreign Transaction Fee$0
Regular APR21.49%-28.49% (V) APR

What Credit Score Is Required to Get the Southwest Rapid Rewards® Premier Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 680

Average Approved Credit Score: 680

App StatusDateCredit ScoreBureauCredit Limit
Approved08/06/2022
680
Experian
$9,600

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
  • Up to 3x rewards
Cons
  • Annual fee
  • Requires good credit

What Are the Best Alternatives?

Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card

Rating

4.5

Rewards Range

2x - 5x miles

Annual Fee

$95

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

The Platinum Card® from American Express
The Platinum Card® from American Express

Rating

4.5

Rewards Range

1x - 5x points

Annual Fee

$695

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