Southwest Rapid Rewards® Premier Credit Card
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The Southwest Rapid Rewards® Premier Credit Card is designed for those who frequently fly Southwest. It offers an excellent signup bonus and up to 3 points per dollar spent on the card. You also get 6,000 anniversary points each year as well as two Early-Bird Check-ins. There is an annual fee, though. We explore who the card is best for and your approval odds in this Southwest Rapid Rewards® Premier Credit Card review.
Our Rating
4.5/5.0
Welcome Offer
Earn 50,000 bonus points
Annual Fee
$99
0% Intro on Purchases
N/A
Reward Rate
2x – 3x Points
0% Intro on Balance Transfers
N/A
Welcome Offer
Earn 50,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
Editorial Review
Who is the Southwest Rapid Rewards Premier card best for?
The Southwest Rapid Rewards® Premier Credit Card is of course for those who love to fly Southwest Airlines. The welcome offer gets you on your way to earning a companion pass or free flights.
Who would do better with a different card?
Those who aren’t loyal to Southwest Airlines or don’t travel frequently may do better with a different travel rewards credit card. Specifically, you might be better with a travel card that is not specific to a particular airline. These cards allow you to earn points or miles that can be used for any airline, hotel, or car rental company. See the best alternatives below.
Features & Benefits
| Security | Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay |
| Benefits | 24/7 customer service |
| Travel Perks | Free Checked Bags |
Rewards
Interest Rates & Fees
| Annual Fee | $99 |
| Foreign Transaction Fee | $0 |
| Regular APR | 21.49%-28.49% (V) APR |
What Credit Score Is Required to Get the Southwest Rapid Rewards® Premier Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 680
Average Approved Credit Score: 680
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 08/06/2022 | Experian |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Up to 3x rewards
- Annual fee
- Requires good credit
What Are the Best Alternatives?
Capital One Venture Rewards Credit Card
Rating
4.5
Rewards Range
2x - 5x miles
Annual Fee
$95
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
Capital One Venture X Rewards Credit Card
Rating
4.9
Rewards Range
2x - 10x
Annual Fee
$395