Discover credit cards are best for cash back rewards. Discover popularized the 5% cash back on rotating categories. In addition, Discover offers an excellent travel rewards card and one of the longest 0% balance transfer offers available today.
I've carried a Discover credit card since they were called Discover More. Now they have a line of Discover it® cash back and miles credit cards. In addition to the rewards and terms below, these cards offer free access to your FICO credit score.
Discover Credit Cards
Discover It® Miles Card – Double Miles your first year
- Rewards: Unlimited 1.5x Miles on every dollar you spend on purchases.
- Bonus: Discover will double all the Miles you've earned at the end of your first year. So if you've earned 20,000 Miles, we'll double it to 40,000 Miles – Automatically. Only for new cardmembers.
- 0% Offer: 0% intro APR on purchases for 15 months from date of account opening—then a variable purchase APR applies. 0% intro APR for balance transfers for 15 months from date of first transfer for transfers that post to your account by June 10, 2023—then a variable purchase APR applies.
- Annual Fee: $0
Discover It® Cash Back Credit Card – Up to 5% Cash Back
- Rewards: 5% cash back in categories that change each quarter like gas, grocery stores, restaurants, Amazon.com, and more-up to the quarterly maximum when you sign up. 1% cash back on all other purchases.
- Bonus: Discover will double all the cash back you've earned at the end of your first year. So if you earned $101 cash back, we'll double it to $202—Automatically. Only for new cardmembers.
- 0% Offer: 0% intro APR on purchases for 15 months from date of account opening—then a variable purchase APR applies. 0% intro APR for balance transfers for 15 months from date of first transfer for transfers that post to your account by June 10, 2023—then a variable purchase APR applies.
- Annual Fee: $0
Discover It® Chrome Gas and Restaurant Credit Card – Double Cash Back your first year
- Rewards: 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter-no sign-ups needed. 1% cash back on all your other purchases.
- Bonus: Discover will double all the cash back you've earned at the end of your first year. So if you earned $101 cash back, we'll double it to $202—Automatically. Only for new cardmembers.
- 0% Offer: 0% intro APR on purchases for 15 months from date of account opening—then a variable purchase APR applies. 0% intro APR for balance transfers for 15 months from date of first transfer for transfers that post to your account by June 10, 2023—then a variable purchase APR applies.
- Annual Fee: $0
NHL® Discover It® Credit Card – Up to 5% Cash Back
- Rewards: 5% cash back in categories that change each quarter like gas, restaurants, home improvement stores and more-up to the quarterly maximum when you sign up. 1% cash back on all other purchases.
- Bonus: Discover will double all the cash back you've earned at the end of your first year. So if you earned $101 cash back, we'll double it to $202—Automatically. Only for new cardmembers.
- 0% Offer: 0% intro APR on purchases for 15 months from date of account opening—then a variable purchase APR applies. 0% intro APR for balance transfers for 15 months from date of first transfer for transfers that post to your account by June 10, 2023—then a variable purchase APR applies.
- Annual Fee: $0
Discover Student Credit Cards
Discover It® Student Cash Back Credit Card – Up to 5% Cash Back
- Rewards: 5% cash back in categories that change each quarter like gas, restaurants, home improvement stores and more-up to the quarterly maximum when you sign up. 1% cash back on all other purchases.
- Bonus: Discover will double all the cash back you've earned at the end of your first year. So if you earned $101 cash back, we'll double it to $202-Automatically. Only for new cardmembers.
- Intro APR: 0% intro APR on purchases for 6 months from date of account opening—then a variable purchase APR applies. Intro APR for balance transfers is 10.99% for 6 months from date of first transfer for transfers that post to your account by June 10, 2023—then a variable purchase APR applies.
- Annual Fee: $0
Discover It® Student Chrome Credit Card – Double Cash Back your first year
- Rewards: 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter-no signups needed. 1% cash back on all your other purchases.
- Bonus: Discover will double all the cash back you've earned at the end of your first year. So if you earned $101 cash back, we'll double it to $202-Automatically. Only for new cardmembers.
- Intro APR: 0% intro APR on purchases for 6 months from date of account opening—then a variable purchase APR applies. Intro APR for balance transfers is 10.99% for 6 months from date of first transfer for transfers that post to your account by June 10, 2023—then a variable purchase APR applies.
- Annual Fee: $0
