Discover credit cards are best none for cash back rewards. Discover popularized the 5% cash back on rotating categories. In addition, however, Discover offers an excellent travel rewards card and one of the longest 0% balance transfer offers available today.
I’ve carried a Discover credit card since they were called Discover More. Now they have a line of Discover it® cash back and miles credit cards. In addition to the rewards and terms below, these cards offer free access to your FICO credit score.
Discover Credit Cards
Discover it® Miles – Double Miles your first year
- Rewards: Unlimited 1.5x Miles on every dollar you spend on purchases.
- Bonus: Discover will double all the Miles you’ve earned at the end of your first year. So if you’ve earned 20,000 Miles, we’ll double it to 40,000 Miles – Automatically. Only for new cardmembers.
- 0% Offer: 0% intro APR* on purchases for 12 months—then a variable purchase APR applies.
- Annual Fee: $0
Discover it® Cashback Match™ with No Annual Fee
- Rewards: 5% cash back in categories that change each quarter like gas, restaurants, home improvement stores and more-up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
- Bonus: Discover will double all the cash back you’ve earned at the end of your first year. So if you earned $101 cash back, we’ll double it to $202—Automatically. Only for new cardmembers.
- 0% Offer: 0% Intro APR for 12 months on purchases and balance transfers.
- Annual Fee: $0
Discover it® – 18 Month Balance Transfer Offer (18 Month 0% balance transfer)
- Rewards: 5% cash back in categories that change each quarter like gas, restaurants, home improvement stores and more-up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
- Bonus: Discover will double all the cash back you’ve earned at the end of your first year. So if you earned $101 cash back, we’ll double it to $202—Automatically. Only for new cardmembers.
- 0% Offer: 0% Intro APR for 6 months on purchases and for 18 months on balance transfers.
- Annual Fee: $0
Discover it® chrome – Double Cash Back your first year
- Rewards: 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter-no sign-ups needed.* 1% cash back on all your other purchases.
- Bonus: Discover will double all the cash back you’ve earned at the end of your first year. So if you earned $101 cash back, we’ll double it to $202—Automatically. Only for new cardmembers.
- 0% Offer: 0% Intro APR for 12 months on purchases and balance transfers.
- Annual Fee: $0
NHL® Discover it® card – Double Cash Back your first year
- Rewards: 5% cash back in categories that change each quarter like gas, restaurants, home improvement stores and more-up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
- Bonus: Discover will double all the cash back you’ve earned at the end of your first year. So if you earned $101 cash back, we’ll double it to $202—Automatically. Only for new cardmembers.
- 0% Offer: 0% Intro APR for 12 months on purchases and balance transfers.
- Annual Fee: $0
Discover Student Credit Cards
Discover it® for Students – Good Grades Rewards
- Rewards: 5% cash back in categories that change each quarter like gas, restaurants, home improvement stores and more-up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
- Bonus: Discover will double all the cash back you’ve earned at the end of your first year. So if you earned $101 cash back, we’ll double it to $202-Automatically. Only for new cardmembers.*
- Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.*
- 0% Offer: 0% intro APR on purchases for 6 months.
- Annual Fee: $0
Discover it® chrome for Students – Good Grades Rewards
- Rewards: 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter-no signups needed.* 1% cash back on all your other purchases.
- Bonus: Discover will double all the cash back you’ve earned at the end of your first year. So if you earned $101 cash back, we’ll double it to $202-Automatically. Only for new cardmembers.*
- Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.*
- 0% Offer: 0% intro APR on purchases for 6 months.
- Annual Fee: $0