Discover Credit Cards

ByRob Berger

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Discover credit cards are best for cash back rewards. Discover popularized the 5% cash back on rotating categories. In addition, Discover offers an excellent travel rewards card and one of the longest 0% balance transfer offers available today.

I've carried a Discover credit card since they were called Discover More. Now they have a line of Discover it® cash back and miles credit cards. In addition to the rewards and terms below, these cards offer free access to your FICO credit score.

Discover Credit Cards

Discover It® Miles Card – Double Miles your first year

  • Rewards: Unlimited 1.5x Miles on every dollar you spend on purchases.
  • Bonus: Discover will double all the Miles you've earned at the end of your first year. So if you've earned 20,000 Miles, we'll double it to 40,000 Miles – Automatically. Only for new cardmembers.
  • 0% Offer: 0% intro APR on purchases for 15 months from date of account opening—then a variable purchase APR applies. 0% intro APR for balance transfers for 15 months from date of first transfer for transfers that post to your account by February 10, 2024—then a variable purchase APR applies.
  • Annual Fee: $0

Discover It® Cash Back Credit Card – Up to 5% Cash Back

  • Rewards: 5% cash back in categories that change each quarter like gas, grocery stores, restaurants, Amazon.com, and more-up to the quarterly maximum when you sign up. 1% cash back on all other purchases.
  • Bonus: Discover will double all the cash back you've earned at the end of your first year. So if you earned $101 cash back, we'll double it to $202—Automatically. Only for new cardmembers.
  • 0% Offer: 0% intro APR on purchases for 15 months from date of account opening—then a variable purchase APR applies. 0% intro APR for balance transfers for 15 months from date of first transfer for transfers that post to your account by February 10, 2024—then a variable purchase APR applies.
  • Annual Fee: $0

Discover it® Chrome – Double Cash Back your first year

  • Rewards: 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter-no sign-ups needed. 1% cash back on all your other purchases.
  • Bonus: Discover will double all the cash back you've earned at the end of your first year. So if you earned $101 cash back, we'll double it to $202—Automatically. Only for new cardmembers.
  • 0% Offer: 0% intro APR on purchases for 15 months from date of account opening—then a variable purchase APR applies. 0% intro APR for balance transfers for 15 months from date of first transfer for transfers that post to your account by February 10, 2024—then a variable purchase APR applies.
  • Annual Fee: $0

NHL® Discover It® Credit Card – Up to 5% Cash Back

  • Rewards: 5% cash back in categories that change each quarter like gas, restaurants, home improvement stores and more-up to the quarterly maximum when you sign up. 1% cash back on all other purchases.
  • Bonus: Discover will double all the cash back you've earned at the end of your first year. So if you earned $101 cash back, we'll double it to $202—Automatically. Only for new cardmembers.
  • 0% Offer: 0% intro APR on purchases for 15 months from date of account opening—then a variable purchase APR applies. 0% intro APR for balance transfers for 15 months from date of first transfer for transfers that post to your account by February 10, 2024—then a variable purchase APR applies.
  • Annual Fee: $0

Discover Student Credit Cards

Discover it® Student Cash Back – Up to 5% Cash Back

  • Rewards: 5% cash back in categories that change each quarter like gas, restaurants, home improvement stores and more-up to the quarterly maximum when you sign up. 1% cash back on all other purchases.
  • Bonus: Discover will double all the cash back you've earned at the end of your first year. So if you earned $101 cash back, we'll double it to $202-Automatically. Only for new cardmembers.
  • Intro APR: 0% intro APR on purchases for 6 months from date of account opening—then a variable purchase APR applies. Intro APR for balance transfers is 10.99% for None from date of first transfer for transfers that post to your account by February 10, 2024—then a variable purchase APR applies.
  • Annual Fee: $0

Discover it® Student Chrome – Double Cash Back your first year

  • Rewards: 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter-no signups needed. 1% cash back on all your other purchases.
  • Bonus: Discover will double all the cash back you've earned at the end of your first year. So if you earned $101 cash back, we'll double it to $202-Automatically. Only for new cardmembers.
  • Intro APR: 0% intro APR on purchases for 6 months from date of account opening—then a variable purchase APR applies. Intro APR for balance transfers is 10.99% for 6 months from date of first transfer for transfers that post to your account by Feburary 10, 2024—then a variable purchase APR applies.
  • Annual Fee: $0

Next Up: How to do a balance transfer to a Discover credit card

Rob Berger is the founder of allCards.com. He's written about personal finance and investing since 2007 and is the author of the highly acclaimed book, Retire Before Mom and Dad. He is a former litigation attorney in the securities field and the Founding Editor of Forbes Advisor.