Hawaiian Airlines® World Elite Business Mastercard®

The Hawaiian Airlines® World Elite Business Mastercard® is for business owners who prefer to fly Hawaiian Airlines. It has a generous welcome offer, plus you can get a companion pass for 50% off (a one-time deal). Employee cards are free, and you can share your miles with family and friends, which is a rare benefit. On the other hand, the benefits are on the skimpy side, and you don’t even get a free checked bag. We dive into the details and your approval odds in this Hawaiian Airlines Business review.

Hawaiian Airlines World Elite Business Mastercard

Our Rating


Welcome Offer

Earn 50,000 bonus HawaiianMiles

Annual Fee


0% on Purchases


Reward Rate

1x to 3x miles

0% on Balance Transfers


Welcome Offer

Earn 50,000 bonus HawaiianMiles after spending $4,000 on purchases within the first 90 days.

Features & Benefits

SecurityEMV Chip Enabled, Zero Liability, Identity theft protection
Contactless PaymentsApple Pay, Google Pay
Benefits24/7 customer service
Travel PerksAccess to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Luggage Protection, Travel Accident Insurance


1x miles
On all other eligible purchases
Earn 1x mile on all other purchases
2x miles
Office Supplies
Earn 2x miles on office supplies
2x miles
Earn 2x miles on dining
2x miles
Earn 2x miles on gas
3x miles
Earn 3x miles on eligible Hawaiian Airlines purchases

Interest Rates & Fees

Annual Fee$99
Foreign Transaction FeeNone
Regular APR21.24% or 29.99% variable (V) APR


Lost Baggage Insurance

Baggage Delay Insurance reimburses the cardholder when the baggage he or she checked on a common carrier is delayed, is included.

Additional terms, conditions and limitations apply to these benefits. Must use World Elite Mastercard for Business® to book and pay for entire transaction.

What Credit Score Is Required to Get the Hawaiian Airlines® World Elite Business Mastercard®

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 690

Average Approved Credit Score: 728

App StatusDateCredit ScoreBureauCredit Limit
Not Provided

Pros & Cons

  • Welcome offer
  • No foreign transaction fee
  • Up to 3x miles
  • Annual fee
  • High APR
  • Requires good credit

What Are the Best Alternatives?

Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card



Rewards Range

1-3x points

Annual Fee


United℠ Business Card
United℠ Business Card



Rewards Range

1x - 2x miles

Annual Fee

$0 intro annual fee for the first year, then $99

Capital One Spark Miles for Business
Capital One Spark Miles for Business



Rewards Range

2x to 5x miles

Annual Fee

$0 intro for first year; $95 after that

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