United(SM) Business Card
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The United℠ Business Card is an airline rewards card designed for business owners who fly United. It has a welcome bonus and you and a companion get a free checked bag on every flight. There’s no introductory APR offer and it has a $99 annual fee. We dive into the details and your approval odds in this United Business review.
Our Rating
4.7/5.0
Welcome Offer
Earn 100,000 bonus miles
Annual Fee
$99
0% on Purchases
N/A
Reward Rate
1x – 2x miles
0% on Balance Transfers
N/A
Welcome Offer
Earn 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
Features & Benefits
Security | EMV Chip Enabled, Zero Liability |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | Extended Warranty Coverage, Purchase Protection |
Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Free Checked Bags, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
Annual Fee | $99 |
Foreign Transaction Fee | $0 |
Regular APR | 21.99% - 28.99% (V) APR |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Annual fee
- High APR
- Requires good credit
What Are the Best Alternatives?
Delta SkyMiles® Gold Business American Express Card
Rating
4.6
Rewards Range
1x - 2x miles
Annual Fee
$0 introductory annual fee for the first year, then $150
Southwest® Rapid Rewards® Performance Business Credit Card
Rating
4.5
Rewards Range
1X to 4X points
Annual Fee
$199
Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x to 5x miles
Annual Fee
$0 intro for first year; $95 after that