Rewards
2x miles
Earn 2 miles per $1 spent at office supply stores.
2x miles
Earn 2 miles per $1 spent on purchases from United® including tickets, Economy Plus®, Inflight food, beverages, Wi-Fi and other United charges.
2x miles
Earn 2 miles per $1 spent on dining, including eligible delivery services.
2x miles
Earn 2 miles per $1 spent at gas stations.
2x miles
Earn 2 miles per $1 spent on local transit and commuting.
1x miles
Earn 1 mile per $1 spent on all other purchases.
Signup Bonus
Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
Pros & Cons
Pros
- Welcome offer
- No foreign transaction fee
Cons
- Annual fee
- High APR
- Requires good credit
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection |
| Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Free Checked Bags, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Trip Cancellation Insurance |
Interest Rates & Fees
| Annual Fee | $0 intro annual fee for the first year, then $99 |
| Foreign Transaction Fee | None |
| Regular APR | 20.99% - 27.99% (V) APR |
What Credit Score Is Required to Get the United Business
We could only find a few data points on this card. It appears you need excellent credit to be approved. Keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 03/10/2021 | Equifax | ||
| Denied | 03/23/2022 | Experian |
What Are the Best Alternatives?
Delta SkyMiles® Gold Business American Express Card
Rating
4.6
Rewards Range
1x - 2x miles
Annual Fee
$99
Southwest® Rapid Rewards® Performance Business Credit Card
Rating
4.5
Rewards Range
1X to 4X points
Annual Fee
$199
Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x
Annual Fee
$95