AllCards.com

Credit Cards, Banking, and Cash Back

You are here: Home / Credit Cards / The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

by

The The Hilton Honors American Express Business Card is a co-branded hotel card designed for business people who prefer to stay at Hilton Hotels when they travel. Hilton has over 7,000 properties in 123 countries, so it’s easy to find a place to stay. There’s a generous welcome bonus and great rewards when you stay at a Hilton. There are also rewards for essential purchases a small business owner might make, such as shipping, cell phone service and gas. You can earn a free night when you spend $15,000 in a calendar year, plus another free night when you spend another $45,000 in the same calendar year.  We dive into the details and your approval odds in this Hilton Honors Amex Business review.

The Hilton Honors American Express Business Card
Learn More
Rates & Fees
Terms Apply
Our Rating
/5.0
Welcome Offer
165,000 Points
Annual Fee
$95
0% on Purchases
None
Rewards Rate
3x to 12x points
0% on Balance Transfers
None

Rewards

12x points
Hotels
12X at hotels and resorts in the Hilton portfolio.
6x points
Cell phone service
6X on wireless telephone services purchased directly from U.S. service providers.
6x points
Select Categories
Earn 6X on U.S. purchases for shipping.
6x points
Airfare
6X on flights booked directly with airlines or with Amex Travel.
6x points
Rental Cars
6X on car rentals booked directly from select car rental companies.
6x points
Dining
6X at U.S. restaurants.
6x points
Gas
6X at U.S. gas stations.
3x points
On all other purchases
3X on all other eligible purchases.

Welcome Offer

Earn 165,000 Hilton Honors Bonus Points after you spend $5,000 in purchases on the Card within your first 3 Months of Card Membership. Offer ends 4/5/23.

Earn a Free Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.

Earn another Free Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
  • Earn 12x at Hilton hotels
Cons
  • Annual fee
  • High APR

Features & Benefits

SecurityEMV Chip Enabled, Alerts
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsExtended Warranty Coverage, Purchase Protection, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Auto Rental Collision Damage Waiver, Airport Lounge Access, Luggage Protection

Interest Rates & Fees

Annual Fee$95
Foreign Transaction FeeNone
Regular APR20.24% - 29.24% (V) APR

What Credit Score Is Required to Get the Hilton Honors Amex Business

Based on data we’ve collected from public forums, a credit score of 690 or higher is ideal. We have seen an approval with a score as low as 686, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.

App StatusDateCredit ScoreBureauCredit Limit
Approved10/24/2020
700
Not Provided
$1,000
Approved10/29/2021
Not Provided
$10,000
Approved02/13/2020
Not Provided
$1,000
Approved05/22/2022
686
Experian
$3,001
Approved04/09/2021
Not Provided
$10,000
Approved02/12/2018
Not Provided
$18,000
Approved01/18/2022
Not Provided
$3,000
Approved02/13/2013
720
TransUnion
$17,700
Approved05/19/2018
Not Provided
$10,000
Denied07/01/2021
674
Experian
---

What Are the Best Alternatives?

Marriott Bonvoy Business® American Express® Card
Marriott Bonvoy Business® American Express® Card

Rating

4.4

Rewards Range

2x to 6x points

Annual Fee

$125

Read Review
IHG® Rewards Premier Business Credit Card
IHG® Rewards Premier Business Credit Card

Rating

4.6

Rewards Range

3x - 26x points

Annual Fee

$99

Read Review
Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card

Rating

4.9

Rewards Range

1-3x points

Annual Fee

$95

Read Review

Related Articles