Rewards
3Avios
Earn 3 Avios per $1 spent on Iberia, Aer Lingus, British Airways and LEVEL purchases.
2Avios
Earn 2 Avios per $1 spent on hotel accommodations purchased directly with the hotel.
1Avios
Earn 1 Avios per $1 spent on all other eligible purchases.
Signup Bonus
Earn 75,000 bonus miles after spending $5,000 within your first 3 months.
Earn an additional 25,000 Avios after you spend $20,000 within the first 12 months of account opening, for a total of up to 100,000 Avios.
Pros & Cons
Pros
- Welcome offer
- No foreign transaction fee
- Earns Chase Ultimate Rewards points
Cons
- Annual fee
- Requires good credit
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Cell Phone Protection, Extended Warranty Coverage, Price Protection, Purchase Protection, Return Guarantees, Visa Local Offers |
| Travel Perks | Access to Special Events and Concerts, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance |
Interest Rates & Fees
| Annual Fee | $95 |
| Foreign Transaction Fee | None |
| Regular APR | 20.49% - 27.49% (V) APR |
What Are the Best Alternatives?
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
Delta SkyMiles® Blue American Express Card
Rating
4.4
Rewards Range
1x - 2x Miles
Annual Fee
$0
Southwest Rapid Rewards® Premier Credit Card
Rating
4.5
Rewards Range
2x - 3x Points
Annual Fee
$99