The Prosper Credit Card is a credit card designed for those with fair credit looking to improve their credit rating. You won’t have to put down a security deposit, and you can start with a relatively high credit limit. However, it has a sky-high APY and doesn’t offer any rewards for using the card, so it’s best for users who will pay the entire balance at the end of the month. It has a $ $39 annual fee, but it’s waived for the first year if you sign up for autopay. We dive into the details and your approval odds in this Prosper Card review.
Credit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability
Apple Pay, Google Pay
Choose your due date, 24/7 customer service
Interest Rates & Fees
waived for the first year with autopay
Foreign Transaction Fee
1% of the transaction amount
20.49% to 31.49% (V) APR
What Credit Score Is Required to Get the Prosper® Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in
their underwriting process, and these factors can change at any time.