U.S. Bank Business Altitude Connect World Elite Mastercard®
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The U.S. Bank Business Altitude Connect World Elite Mastercard® is a business travel card for frequent fliers and road warriors. This card has a nice welcome bonus and great ongoing rewards, but what makes it stand out is the Priority Pass Digital membership, which gets you four complimentary airport lounge visits a year. We can’t think of any credit card that offers lounge access for such a low annual fee: $0 for the first year, $95 per year thereafter. You also get a $25 ride-share credit each month (terms apply). There is a spending cap on the 4x points category for travel, gas, and EV charging stations, but it’s a robust $150,000 a year. We dive into the details and your approval odds in this U.S. Bank Business Altitude Connect review.
Our Rating
4.5/5.0
Welcome Offer
60,000 points
Annual Fee
$0 for the first year, $95 per year thereafter
0% on Purchases
N/a
Reward Rate
1x to 5x points
0% on Balance Transfers
N/a
Welcome Offer
Earn 60,000 points if you spend $6,000 in the first 180 days.
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection |
Rewards
Interest Rates & Fees
| Annual Fee | $0 for the first year, $95 per year thereafter |
| Foreign Transaction Fee | None |
| Regular APR | 20.24% - 28.24% (V) APR |
What Credit Score Is Required to Get the U.S. Bank Business Altitude Connect World Elite Mastercard®
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 779
Average Approved Credit Score: 791
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 02/18/2023 | TransUnion | ||
| Approved | 06/12/2023 | TransUnion |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Four airport lounge visits
- Up to 5x points
- High APR
- Requires good credit
What Are the Best Alternatives?
Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x to 5x miles
Annual Fee
$0 intro for first year; $95 after that
Ink Business Preferred® Credit Card
Rating
4.7
Rewards Range
1-3x points
Annual Fee
$95
Capital One Venture X Business
Rating
4.9
Rewards Range
2x - 10x miles
Annual Fee
$395