UnitedSM Explorer Card Review
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The card_name is one of the best all-around rewards cards available today. It offers up to 2 miles on purchases, a signup bonus and a reasonable annual fee that is waived the first year. We think this is an ideal card for frequent United fliers based on our review and analysis of the United℠ Explorer Card.
Our Rating
4.3/5.0
Welcome Offer
Earn 50,000 bonus miles
Annual Fee
$0 intro annual fee for the first year, then $95
0% Intro on Purchases
N/A
Reward Rate
1x to 2x Miles
0% Intro on Balance Transfers
N/A
Welcome Offer
Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
Editorial Review
Features & Benefits
| Security | EMV Chip Enabled |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection |
| Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Concierge Services, Free Checked Bags, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Trip Cancellation Insurance, TSA PreCheck & Global Entry credit |
Rewards
Interest Rates & Fees
| Annual Fee | $0 intro annual fee for the first year, then $95 |
| Foreign Transaction Fee | $0 |
| Regular APR | 21.99% - 28.99% (V) APR |
What Credit Score Is Required to Get the United℠ Explorer Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 735
Average Approved Credit Score: 764
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 04/11/2023 | Not Provided | ||
| Approved | 02/03/2023 | Experian | ||
| Approved | 06/28/2023 | Experian | ||
| Approved | 06/28/2023 | Equifax | ||
| Approved | 06/28/2023 | TransUnion | ||
| Denied | 05/18/2023 | Not Provided |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Earn up to 2 miles per $1
- Annual fee
- High APR
What Are the Best Alternatives?
United℠ Explorer Card
Rating
4.3
Rewards Range
1x to 2x Miles
Annual Fee
$0 intro annual fee for the first year, then $95
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
The Platinum Card® from American Express
Rating
4.5
Rewards Range
1x - 5x points
Annual Fee
$695