Wells Fargo Choice Privileges® MasterCard®

Interest Rates & Fees

Annual Fee	$0
Foreign Transaction Fee	None
Regular APR	20.99%, 25.24%, or 29.99% (V) APR

Insurance

Trip Cancellation and Interruption Insurance

If a Trip is cancelled or interrupted for a covered reason (See What’s Covered), You may be reimbursed the cost of nonrefundable Common Carrier tickets. To be eligible for coverage under this benefit, Your Covered Card must be used to purchase the entire cost of the Covered Traveler’s Common Carrier fare less redeemable certificates, vouchers, or coupons. See the Guide to Benefits for details and terms.

Cell Phone Insurance

Up to $800 of cell phone protection against damage or theft. Subject to a $25 deductible. For complete coverage benefits and exclusions regarding this protection, refer to the Guide to Benefits.

Lost Baggage Insurance

If a Covered Traveler’s baggage is lost due to theft or misdirection by the Common Carrier while on a Trip, you may be reimbursed for the missing items. The Covered Traveler must take all reasonable means to protect, save and/or recover the Checked Baggage, Carry-on Baggage and its contents at all times.

To be eligible for coverage under this benefit, the Covered Card must be used to purchase the entire cost of the Covered Traveler’s Common Carrier fare less redeemable certificates, vouchers, or coupons. For details and terms, refer to the Guide to Benefits.