World of Hyatt Business Credit Card

The card_name is a business travel card with a simple rewards structure and great travel perks. You can earn up to 9x points at Hyatt, and 2x points on the top three categories you spend the most on each month. The card does have an annual fee but if you travel several times a year and stay at Hyatt Hotels, the fee can be worth the cost. The card also comes with World of Hyatt Discoverist status for the cardholder and five employees. Plus, there’s no additional cost for employee cards. We dive into the details and your approval odds in this Hyatt Business review.

Our Rating

4.6/5.0

Welcome Offer

60,000 Bonus Points

Annual Fee

$199

0% Intro on Purchases

N/A

Reward Rate

1x – 9x points

0% Intro on Balance Transfers

N/A

Welcome Offer

60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.

Editorial Review

Features & Benefits

SecurityEMV Chip Enabled
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsExtended Warranty Coverage, Purchase Protection, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Emergency Travel Assistance, Trip Cancellation Insurance

Rewards

1x points
On all other eligible purchases
1 Bonus Point per $1 spent on all other purchases.
2x points
Select Categories
2 Bonus Points per $1 spent in your top three spend categories each quarter.
2x points
Select Categories
2 Bonus Points per $1 spent on fitness club and gym memberships.
9x points
Hotels
Up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member

Interest Rates & Fees

Annual Fee$199
Foreign Transaction Fee$0
Regular APR21.49% - 28.49% (V) APR

Insurance

Trip Cancellation and Interruption Insurance

You can be reimbursed up to $1500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.

Extended Warranty

Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.

Car Rental Loss and Damage Insurance

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.

What Credit Score Is Required to Get the World of Hyatt Business Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 808

Average Approved Credit Score: 808

App StatusDateCredit ScoreBureauCredit Limit
Approved04/04/2022
808
Experian
$20,000

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
  • Up to 9x points
Cons
  • Annual fee
  • High APR
  • Requires good credit

What Are the Best Alternatives?

Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card

Rating

4.7

Rewards Range

1-3x points

Annual Fee

$95

Marriott Bonvoy Business® American Express® Card
Marriott Bonvoy Business® American Express® Card

Rating

4.4

Rewards Range

2x to 6x points

Annual Fee

$125

The Hilton Honors American Express Business Card
The Hilton Honors American Express Business Card

Rating

4.3

Rewards Range

3x to 12x points

Annual Fee

$195

Related Articles