Amazon Prime Visa
The Amazon Prime Visa is a rewards card designed for those who shop at Amazon and Whole Foods. You can get a limited time welcome offer to earn up to 5% cash back on categories that normally earn 2% and 1% cash back. While it technically doesn’t have an annual fee, you’ll need a Prime membership to get the best rewards (currently $139 a year). New as of May 2023, you can also earn 5% cash back on travel booked through Chase and 2% cash back on transit including rideshare. It also comes with great travel perks including no foreign transaction fees. If you spend a lot on Amazon, this is a good card to get. We dive into the details and your approval odds in this Prime Visa review.
Our Rating
4.5/5.0
Welcome Offer
$100 Amazon Gift Card
Annual Fee
$0
0% on Purchases
Reward Rate
1% - 10%
0% on Balance Transfers
Welcome Offer
As a Prime member, get a $100 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance upon approval of your credit card application.Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, Free credit score access, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Luggage Protection, Roadside Assistance, Travel Accident Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 19.49%–27.49% (V) APR |
Insurance
Extended Warranty
Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of 3 years or less.
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
Lost Baggage Insurance
Baggage delay insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
Lost luggage reimbursement
If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.
What Credit Score Is Required to Get the Amazon Prime Visa
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 07/13/2022 | Equifax | ||
| Approved | 07/13/2022 | Experian | ||
| Approved | 07/13/2022 | TransUnion | ||
| Approved | 12/28/2022 | Experian | ||
| Approved | 12/28/2022 | Equifax | ||
| Approved | 12/28/2022 | TransUnion | ||
| Approved | 10/13/2020 | Not Provided | ||
| Approved | 11/23/2022 | Experian | ||
| Approved | 11/23/2022 | TransUnion | ||
| Approved | 11/23/2022 | Equifax | ||
| Approved | 11/11/2021 | Not Provided |
- Welcome offer
- No annual fee
- No foreign transaction fee
- Up to 5% cash back
- High APR
- Need a Prime membership to get the best rewards
What Are the Best Alternatives?
Citi Custom Cash® Card
Rating
4.7
Rewards Range
1% - 5%
Annual Fee
$0
Wells Fargo Active Cash® Card
Rating
4.9
Rewards Range
2%
Annual Fee
$0
Blue Cash Preferred® Card from American Express
Rating
4.5
Rewards Range
1%-6%
Annual Fee
$0 intro annual fee for the first year, then $95.
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