Amex EveryDay® Credit Card

The Amex EveryDay® Credit Card is a rewards card designed for those who want to be in the American Express ecosystem and don’t want to pay an annual fee. Not to be confused with the Blue Cash Everyday® Card from American Express, this card offers 2x points on groceries, but there’s a cap of $6,000 a year and after that, you’ll earn just 1x points. You do get a 0% APR introductory offer on purchases and balance transfers for the first 15 months months. When you use your card 20 or more times in a billing cycle, you get 20% extra points on those purchases. We dive into the details and your approval odds in this Amex EveryDay review.

All information about Amex EveryDay® Credit Card has been collected independently by allCards.com.

Welcome Offer

Get 10,000 Membership Rewards® Points when you use your new card to make $2,000 in purchases within the first 6 months of Card Membership.

American Express Everyday

Rates & Fees
Terms Apply

Our Rating

4.0/5.0

Welcome Offer

10,000 Membership Rewards® Points

Annual Fee

$0

0% on Purchases

15 months

Reward Rate

1x to 2x points

0% on Balance Transfers

15 months

Welcome Offer

Get 10,000 Membership Rewards® Points when you use your new card to make $2,000 in purchases within the first 6 months of Card Membership.

Features & Benefits

SecurityEMV Chip Enabled, Zero Liability
Contactless PaymentsApple Pay, Google Pay, Samsung Pay, Fitbit Pay
Benefits24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Emergency Travel Assistance

Rewards

1x points
On all other eligible purchases
Earn 1X points on other purchases.
2x points
U.S. supermarkets
Earn 2X points at U.S. supermarkets, on up to $6,000 per year in purchases, then 1X.

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee2.7% of each transaction after conversion to US dollars.
Regular APR18.24% to 29.24% (V) APR
Balance Transfers0% Intro APR for 15 months on balance transfers, then 18.24% to 29.24%(V) APR after that.
Balance Transfer FeeEither $5 or 3% of the amount of each transfer, whichever is greater.
Purchases0% Intro APR for 15 months on purchases, then 18.24% to 29.24% (V) APR after that.

What Credit Score Is Required to Get the Amex EveryDay® Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 680

Average Approved Credit Score: 723

App StatusDateCredit ScoreBureauCredit Limit
Approved10/19/2023
727
Experian
---
Approved10/19/2023
735
Equifax
---
Approved10/19/2023
747
TransUnion
---
Approved01/01/2023
680
Not Provided
$2,000
Approved04/04/2024
725
TransUnion
$1,000

Pros & Cons

Pros
  • Welcome offer
  • No annual fee
  • 2x points on groceries
Cons
  • High APR
  • Foreign transaction fee

What Are the Best Alternatives?

Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express

Rating

4.4

Rewards Range

1%-3%

Annual Fee

$0

Citi<sup>®</sup> Double Cash Card
Citi® Double Cash Card

Rating

4.9

Rewards Range

1% to 2%

Annual Fee

$0

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

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