Amex EveryDay® Credit Card
Editorial Note: We earn a commission from partner links on Allcards. Commissions do not affect our authors’ or editors’ opinions or evaluations. From our partners: See our advertiser disclosure here.
The Amex EveryDay® Credit Card is a rewards card designed for those who want to be in the American Express ecosystem and don’t want to pay an annual fee. Not to be confused with the Blue Cash Everyday® Card from American Express, this card offers 2x points on groceries, but there’s a cap of $6,000 a year and after that, you’ll earn just 1x points. You do get a 0% APR introductory offer on purchases and balance transfers for the first 15 months months. When you use your card 20 or more times in a billing cycle, you get 20% extra points on those purchases. We dive into the details and your approval odds in this Amex EveryDay review.
All information about Amex EveryDay® Credit Card has been collected independently by allCards.com.
Welcome Offer
Get 10,000 Membership Rewards® Points when you use your new card to make $2,000 in purchases within the first 6 months of Card Membership. Terms Apply.
Rates & Fees
Terms Apply
Our Rating
4.0/5.0
Welcome Offer
10,000 Membership Rewards® Points
Annual Fee
$0
0% Intro on Purchases
15 months
Reward Rate
1x to 2x points
0% Intro on Balance Transfers
15 months
Welcome Offer
Get 10,000 Membership Rewards® Points when you use your new card to make $2,000 in purchases within the first 6 months of Card Membership.
Editorial Review
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability |
| Contactless Payments | Apple Pay, Google Pay, Samsung Pay, Fitbit Pay |
| Benefits | 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 2.7% of each transaction after conversion to US dollars. |
| Regular APR | 18.24% to 29.24% (V) APR |
| Balance Transfers | 0% Intro APR for 15 months on balance transfers, then 18.24% to 29.24%(V) APR after that. |
| Balance Transfer Fee | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Purchases | 0% Intro APR for 15 months on purchases, then 18.24% to 29.24% (V) APR after that. |
Insurance
Car Rental Loss and Damage Insurance
Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
What Credit Score Is Required to Get the Amex EveryDay® Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 680
Average Approved Credit Score: 723
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 10/19/2023 | Experian | ||
| Approved | 10/19/2023 | Equifax | ||
| Approved | 10/19/2023 | TransUnion | ||
| Approved | 01/01/2023 | Not Provided | ||
| Approved | 04/04/2024 | TransUnion |
Pros & Cons
- Welcome offer
- No annual fee
- 2x points on groceries
- High APR
- Foreign transaction fee
What Are the Best Alternatives?
Blue Cash Everyday® Card from American Express
Rating
4.4
Rewards Range
1%-3%
Annual Fee
$0
Citi® Double Cash Card
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
Related Articles
To view rates and fees of the Amex EveryDay® Credit Card, see this page.