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The Amex EveryDay® Credit Card is a rewards card designed for those who want to be in the American Express ecosystem and don't want to pay an annual fee. Not to be confused with the Blue Cash Everyday® Card from American Express, this card offers 2x points on groceries, but there's a cap of $6,000 a year and after that, you'll earn just 1x points. You do get a 0% APR introductory offer on purchases and balance transfers for the first 15 months. When you use your card 20 or more times in a billing cycle, you get 20% extra points on those purchases. We dive into the details and your approval odds in this Amex EveryDay review.
10,000 Membership Rewards® Points
0% on Purchases
1x to 2x points
0% on Balance Transfers
Welcome OfferGet 10,000 Membership Rewards® Points when you use your new card to make $2,000 in purchases within the first 6 months of Card Membership.
Features & Benefits
|Security||EMV Chip Enabled, Zero Liability|
|Contactless Payments||Apple Pay, Google Pay, Samsung Pay, Fitbit Pay|
|Benefits||24/7 customer service|
|Travel Perks||Auto Rental Collision Damage Waiver, Emergency Travel Assistance|
Interest Rates & Fees
|Foreign Transaction Fee||2.7% of each transaction after conversion to US dollars.|
|Regular APR||18.24% to 29.24% (V) APR|
|Balance Transfers||0% Intro APR for 15 months on balance transfers, then 18.24% to 29.24%(V) APR after that.|
|Balance Transfer Fee||Either $5 or 3% of the amount of each transfer, whichever is greater.|
|Purchases||0% Intro APR for 15 months on purchases, then 18.24% to 29.24% (V) APR after that.|
What Credit Score Is Required to Get the Amex EveryDay® Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
|App Status||Date||Credit Score||Bureau||Credit Limit|
- Welcome offer
- No annual fee
- 2x points on groceries
- High APR
- Foreign transaction fee
What Are the Best Alternatives?
Blue Cash Everyday® Card from American Express
Citi® Double Cash Card - 18 month BT offer
1% to 2%
Chase Sapphire Preferred® Card
1x - 5x points