AT&T Points Plus® Card from Citi
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The AT&T Points Plus® Card from Citi is a rewards card designed for AT&T wireless customers. The rewards aren’t high enough to switch to AT&T, but if you’re already an AT&T customer, this card could be a good fit. You get a small bonus, plus statement credits toward your AT&T wireless bill depending on your monthly spending. To get the statement credits, you need to be enrolled in paperless billing and autopay. You also get points for gas and grocery store purchases. You might think you would get elevated rewards on AT&T purchases, but you don’t (1x point, the same as all other purchases), and you don’t get cell phone protection either. We dive into the details in this AT&T Points Plus review.

Our Rating
3.0/5.0
Welcome Offer
Earn a $100 statement credit
Annual Fee
$0
0% Intro on Purchases
N/a
Reward Rate
1x to 3x points
0% Intro on Balance Transfers
N/a
Welcome Offer
Earn a $100 statement credit after you spend $1,000 on purchases in the first 3 months of account opening.
Editorial Review
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Card Lock |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay |
Benefits | Free credit score access, 24/7 customer service |
Travel Perks | Access to Special Events and Concerts |
Rewards
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | 3% of the U.S. dollar amount of each purchase |
Regular APR | 21.24% – 29.24% (V) APR |
What Credit Score Is Required to Get the AT&T Points Plus® Card from Citi
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 692
Average Approved Credit Score: 692
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 08/06/2023 | Not Provided |
Pros & Cons
- Welcome offer
- No annual fee
- Statement credits on your AT&T wireless bill based on spending
- High APR
- Foreign transaction fee
- Requires good credit
What Are the Best Alternatives?

Blue Cash Everyday® Card from American Express
Rating
4.4
Rewards Range
1%-3% cash back
Annual Fee
$0

Wells Fargo Active Cash® Card
Rating
4.9
Rewards Range
2%
Annual Fee
$0

Chase Freedom Unlimited®
Rating
4.9
Rewards Range
1.5% - 5%
Annual Fee
$0