Bank of America® Travel Rewards Credit Card for Students
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The Bank of America® Travel Rewards Credit Card for Students is for students who love to travel. This card offers 1.5x points on purchases and comes with no annual fee. You also get a generous 0% introductory APR offer on balance transfers and purchases for the first 15 months, then 18.24% - 28.24% variable APR. The intro APR only applies to purchases balance transfers made within 60 days of opening your account. There are no foreign transaction fees, and there is a welcome bonus. Unlike many travel rewards cards, you can’t transfer your points to travel partners but you can redeem them for a statement credit to pay for travel or restaurant purchases. We dive into the details and your approval odds in this Bank of America Travel for Students review.
Our Rating
4.5/5.0
Welcome Offer
Earn 25,000 online bonus points
Annual Fee
$0
0% on Purchases
15 months
Reward Rate
1.5x points
0% on Balance Transfers
15 months
Welcome Offer
Earn 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening – which can be redeemed for a $250 statement credit toward travel and dining purchases
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Free credit score access, 24/7 customer service |
| Travel Perks | Concierge Services, Emergency Travel Assistance, Roadside Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 18.24% - 28.24% (V) APR |
| Balance Transfers | 0% Intro APR for 15 months on balance transfers, then 18.24% - 28.24%(V) APR after that. |
| Balance Transfer Intro Fee | 3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%. |
| Balance Transfer Fee | 3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%. |
| Purchases | 0% Intro APR for 15 months on purchases, then 18.24% - 28.24% (V) APR after that. |
Pros & Cons
- Welcome offer
- No annual fee
- No foreign transaction fee
- 1.5x points on all purchases
- High APR
- Requires good credit
- No transfer of points
What Are the Best Alternatives?
Capital One SavorOne Student Cash Rewards Credit Card
Rating
4.5
Rewards Range
1 to 3% cash back
Annual Fee
$0
Bank of America® Customized Cash Rewards Credit Card for Students
Rating
4.5
Rewards Range
1% - 3% cash back
Annual Fee
$0
Capital One Quicksilver Student Cash Rewards Credit Card
Rating
4.4
Rewards Range
1.5% - 10%
Annual Fee
$0