The BankAmericard® Credit Card does one thing, and it does it really well. It’s 0% introductory APR on balance transfers for 18 billing cycles is one of the longest available from any credit card. Keep in mind, however, that you must initiate the transfer within the first 60 days of getting the card. It also offers a generous 18 month 0% introductory APY on purchases. It’s a decent amount of time to pay down higher-interest cards or to buy one or two major purchases and then pay them off. There is no annual fee but you won’t get many rewards or perks. We dive into the details and your approval odds in this BankAmericard review.
0% Intro APR for 18 months on balance transfers, then 16.24% - 26.24%(V) APR after that.
Balance Transfer Fee
3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee.
0% Intro APR for 18 months on purchases, then 16.24% - 26.24% (V) APR after that.
What Credit Score Is Required to Get the BankAmericard® Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in
their underwriting process, and these factors can change at any time.