Business Green Rewards Card from American Express

The Business Green Rewards Card from American Express is a business card designed for business owners who want a charge card with no pre-set spending limits. You get a small welcome bonus plus a few rewards. Unless your purchase qualifies for Pay Over Time, you will have to pay the entire balance every month, but for some business owners, this card could be a good fit. We dive into the details and your approval odds in this Business Green Rewards review.

All information about Business Green Rewards Card from American Express has been collected independently by allCards.com.

Business Green Rewards card from American Express

Our Rating

4.2/5.0

Welcome Offer

Earn 15,000 Membership Rewards® points

Annual Fee

$95

0% on Purchases

N/a

Reward Rate

1x – 2x points

0% on Balance Transfers

N/a

Welcome Offer

Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

Features & Benefits

SecurityEMV Chip Enabled, Alerts
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsExtended Warranty Coverage, Purchase Protection, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Emergency Travel Assistance, Luggage Protection

Rewards

1x points
On all other eligible purchases
Earn 1x point on all other eligible purchases
2x points
Travel
Earn 2x on flights and prepaid hotels booked through amextravel.com

Interest Rates & Fees

Annual Fee$95
Foreign Transaction Fee2.7% of each transaction after conversion to U.S. dollars.
Regular APR19.49% to 27.49% (V) APR

Insurance

Extended Warranty

With Extended Warranty you can shop with less worry knowing the terms of the Original Manufacturer’s Warranty can be extended up to one additional year. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.

Purchase Protection

When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.

Lost Baggage Insurance

Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

What Credit Score Is Required to Get the Business Green Rewards Card from American Express

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved11/17/2021
784
Experian
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Approved11/17/2021
786
Equifax
---
Approved11/17/2021
786
TransUnion
---
Denied10/14/2020
706
Experian
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Pros & Cons

Pros
  • Welcome offer
  • No pre-set spending limits
  • Up to 2x points
Cons
  • Annual fee
  • Foreign transaction fee
  • Requires good credit

What Are the Best Alternatives?

Capital One Spark Miles for Business
Capital One Spark Miles for Business

Rating

4.7

Rewards Range

2x to 5x miles

Annual Fee

$0 intro for first year; $95 after that

Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card

Rating

4.7

Rewards Range

1-3x points

Annual Fee

$95

The Blue Business® Plus Credit Card from American Express
The Blue Business® Plus Credit Card from American Express

Rating

4.5

Rewards Range

1x - 2x

Annual Fee

No annual fee

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