The Blue Business Plus Credit Card from American Express
card_name is a simple rewards card that is fitting for small business owners. This card comes with no annual fee, a welcome bonus, and card holders earn up to 2x rewards on the first $50,000 in purchases each year (1x thereafter).
Our Rating
4.5/5.0
Welcome Offer
0.0% intro APR on purchases for 12 months
Annual Fee
No annual fee
0% on Purchases
12 months from date of account opening
Reward Rate
1x - 2x
0% on Balance Transfers
N/A
Welcome Offer
N/AFeatures & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Price Protection, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver |
Rewards
Interest Rates & Fees
| Annual Fee | No annual fee |
| Foreign Transaction Fee | 2.7% of each transaction after conversion to US dollars. |
| Regular APR | 18.49% - 26.49% (V) APR |
| Purchases | 0% Intro APR for 12 months on purchases, then 18.49% - 26.49% (V) APR after that. |
Insurance
Extended Warranty
When an American Express® Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty§ can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by AMEX Assurance Company.
Purchase Protection
When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by AMEX Assurance Company.
What Credit Score Is Required to Get the The Blue Business® Plus Credit Card from American Express
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 10/14/2021 | Experian | ||
| Approved | 11/24/2021 | Experian | ||
| Approved | 12/10/2020 | Experian | ||
| Approved | 12/03/2018 | Experian | ||
| Approved | 05/22/2022 | Experian | ||
| Approved | 03/20/2019 | Experian | ||
| Approved | 05/02/2018 | Equifax | ||
| Approved | 04/04/2021 | Experian | ||
| Approved | 07/15/2020 | Not Provided | ||
| Approved | 04/05/2021 | Not Provided | ||
| Approved | 08/13/2021 | Experian | ||
| Approved | 06/03/2018 | Experian | ||
| Approved | 01/05/2021 | Experian | ||
| Approved | 06/25/2017 | Experian | ||
| Denied | 04/05/2020 | Not Provided | ||
| Denied | 02/14/2020 | Experian | ||
| Denied | 02/12/2021 | Not Provided |
- Welcome offer
- No annual fee
- Up to 2x points
- 0% Intro APR
- Foreign transaction fee
- Requires good credit
What Are the Best Alternatives?
Ink Business Unlimited® Credit Card
Rating
4.9
Rewards Range
1.5%
Annual Fee
$0
Ink Business Preferred® Credit Card
Rating
4.9
Rewards Range
1-3x points
Annual Fee
$95
Ink Business Cash® Credit Card
Rating
4.9
Rewards Range
1%-5%
Annual Fee
$0
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