Capital One Spark Miles Select for Business Credit Card

The Capital One Spark Miles Select for Business is a miles rewards card for small business owners with a high-rate program, and no annual fee. This card provides a very simple way to earn rewards and stock up on plenty of miles fast, as it offers 1.5 miles on every purchase made.

Our Rating
4.0/5.0

Welcome Offer
50,000

Annual Fee
$0

0% on Purchases
N/A

Reward Rate
1.5x

0% on Balance Transfers
N/A

Welcome Offer

Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening.

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsExtended Warranty Coverage, Price Protection, Purchase Protection
Travel PerksAuto Rental Collision Damage Waiver, Emergency Travel Assistance, Roadside Assistance

Rewards

1.5x miles
All eligible purchases
Earn unlimited 1.5X miles on every purchase

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR17.99% - 23.99% (V) APR

What Credit Score Is Required to Get the Capital One Spark Miles Select for Business

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved12/23/2021
653
Equifax
$5,000
Approved12/23/2021
695
TransUnion
$5,000
Approved12/23/2021
697
Experian
$5,000
Pros
  • Welcome offer
  • No annual fee
  • No foreign transaction fee
  • Up to 1.5% rewards
Cons
  • Requires good credit

What Are the Best Alternatives?

Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card

Rating

4.9

Rewards Range

1-3x points

Annual Fee

$95

Ink Business Cash® Credit Card
Ink Business Cash® Credit Card

Rating

4.9

Rewards Range

1%-5%

Annual Fee

$0

Capital One Spark Miles for Business
Capital One Spark Miles for Business

Rating

4.7

Rewards Range

2x

Annual Fee

$0 intro for first year; $95 after that

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