Capital One Spark Miles Select for Business Credit Card
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The Capital One Spark Miles Select for Business is a miles rewards card for small business owners who travel but don’t want to pay an annual fee. It has a good welcome offer that requires a reasonable spend. You’ll earn an unlimited 1.5 miles on every purchase. Once you’ve accumulated enough miles, you can get more value out of them by transferring them to any of Capital One’s 18 travel partners or you can book travel through Capital One Travel and earn 5x miles on hotels and rental cars. The miles will accumulate quickly. We dive into the details and your approval odds in this review.
Our Rating
4.0/5.0
Welcome Offer
50,000 Miles
Annual Fee
$0
0% Intro on Purchases
N/A
Reward Rate
1.5x to 5x miles
0% Intro on Balance Transfers
N/A
Welcome Offer
Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening.
Editorial Review
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Price Protection, Purchase Protection |
| Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Roadside Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 17.99% - 23.99% (V) APR |
Pros & Cons
- Welcome offer
- No annual fee
- No foreign transaction fee
- Up to 1.5% rewards
- Requires good credit
What Are the Best Alternatives?
Ink Business Preferred® Credit Card
Rating
4.7
Rewards Range
1-3x points
Annual Fee
$95
Ink Business Cash® Credit Card
Rating
4.8
Rewards Range
1%-5%
Annual Fee
$0
Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x to 5x miles
Annual Fee
$0 intro for first year; $95 after that