Rewards
Earn 20,000 bonus miles after spending $3,000 within your first 3 months.
Pros & Cons
- No annual fee
- 1.5 miles on every purchase
- Sign-up bonus
- 0% Intro APR for the first 9 months
- Miles can be transferred to over 15+ travel partners
- Earn 5x rewards when booking hotels and rental cars through Capital One Travel
- Requires an excellent credit score
- Not very rewarding for big spenders
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | Extended Warranty Coverage, Price Protection, Purchase Protection |
Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Roadside Assistance |
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | None |
Regular APR | 16.99% - 26.99% (V) APR |
0% Intro APR
Purchases | 0% Intro APR for 9 months on purchases, then 16.99% - 26.99% (V) APR after that. |
What Credit Score is Required to Get the Capital One Spark Miles Select for Business
Based on data we’ve collected from public forums, a credit score of 650 or higher is ideal. We have seen an approval with a score as low as 637, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 05/21/2018 | Equifax | ||
Approved | 05/21/2018 | Experian | ||
Approved | 05/21/2018 | TransUnion | ||
Approved | 12/23/2021 | Equifax | ||
Approved | 12/23/2021 | TransUnion | ||
Approved | 12/23/2021 | Experian |
What are the best alternatives?

Ink Business Preferred® Credit Card
Rating
4.9
Rewards Range
1-3x points
Annual Fee
$95

Ink Business Cash® Credit Card
Rating
4.9
Rewards Range
1%-5%
Annual Fee
$0

Ink Business Unlimited® Credit Card
Rating
4.9
Rewards Range
1.5%
Annual Fee
$0