Chase Ink Business Preferred Credit Card

The Chase Ink Business Preferred Credit Card offers one of the largest signup bonuses and up to 3x reward points per $1 spent on the card. In addition, cardholders receive a 25% point bonus when using the rewards to book travel through Chase Ultimate Rewards. Combined with a reasonable annual fee, this card makes our list of the best business credit cards.

Chase Ink Business Preferred Credit Card

  • Signup Bonus: Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening.
  • Bonus Points worth $1,250 toward travel redeemed through Chase Ultimate Rewards®
  • 3X Points Reward: Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • 1X Points Reward: Earn 1 point per $1 on all other purchases with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards Redeem points for travel, cash back, gift cards and more
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee

Rates

Transaction TypeAPR
Purchase APR15.99% - 20.99% Variable
Penalty APR29.99% Variable
Cash Advance APR24.99% Variable

Fees

TypeAmount
Annual Fee$95
Cash Advance Fee5% (minimum $15)
Foreign Transaction FeeNone
Late Payment Fee$39
Returned Payment Fee$39

Intro APR

Introductory Purchase APR
None
Introductory Balance Transfer APR
None

Rewards

Signup Bonus

Earn 100,000 Points after spending $15,000 in the first 3 months.

Reward Rate
CategoryReward RateSpending Cap
Cable3%On up to $150,000 in purchases every year, then 1%.
Internet3%On up to $150,000 in purchases every year, then 1%.
Phone Services3%On up to $150,000 in purchases every year, then 1%.
Select Advertising Purchases3%On up to $150,000 in purchases every year, then 1%.
Travel3%On up to $150,000 in purchases every year, then 1%.
*Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year.
All Other Purchases1%

We last updated the data in this credit card article on April 4, 2020. Please confirm all terms and conditions with the credit card issuer before applying for any credit card.