Capital One Spark Cash Select for Excellent Credit

The card_name is a cash back card offering 1.5% on all purchases and a welcome bonus. This card is ideal for business owners who want a simple hassle-free rewards program that offers a high rewards rate. You can also earn 5% cash back on hotels and rental cars when you book through Capital One as well, and there are no limits on rewards. There’s no annual fee, so this is a great choice when it comes to straightforward business credit cards. We dive into the details and your approval odds in this Spark Cash Select review.

Our Rating

4.7/5.0

Welcome Offer

$750 Cash Back

Annual Fee

$0

0% on Purchases

N/A

Reward Rate

1.5% – 5%

0% on Balance Transfers

N/A

Welcome Offer

$750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsExtended Warranty Coverage
Travel PerksRoadside Assistance

Rewards

1.5% cash back
All eligible purchases
Earn unlimited 1.5% cash back for your business on every purchase, everywhere - with no limits or category restrictions.
5% cash back
Hotels
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.
5% cash back
Rental Cars
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR18.49% - 24.49% (V) APR

Pros & Cons

Pros
  • Welcome offer
  • No annual fee
  • No foreign transaction fee
Cons
  • Requires good credit

What Are the Best Alternatives?

Ink Business Unlimited® Credit Card
Ink Business Unlimited® Credit Card

Rating

4.6

Rewards Range

1.5%

Annual Fee

$0

Capital One Spark Miles for Business
Capital One Spark Miles for Business

Rating

4.7

Rewards Range

2x to 5x miles

Annual Fee

$0 intro for first year; $95 after that

The American Express Blue Business Cash™ Card
The American Express Blue Business Cash™ Card

Rating

4.6

Rewards Range

1% - 2%

Annual Fee

No annual fee

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