Capital One Spark Cash Select for Excellent Credit
The card_name is a cash back card offering 1.5% on all purchases and a welcome bonus. This card is ideal for business owners who want a simple hassle-free rewards program that offers a high rewards rate. You can also earn 5% cash back on hotels and rental cars when you book through Capital One as well, and there are no limits on rewards. There’s no annual fee, so this is a great choice when it comes to straightforward business credit cards. We dive into the details and your approval odds in this Spark Cash Select review.
Our Rating
4.7/5.0
Welcome Offer
$750 Cash Back
Annual Fee
$0
0% on Purchases
N/A
Reward Rate
1.5% - 5%
0% on Balance Transfers
N/A
Welcome Offer
$750 Cash Back once you spend $6,000 on purchases within the first 3 months from account openingFeatures & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage |
| Travel Perks | Airport Lounge Access, Roadside Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 18.49% - 24.49% (V) APR |
What Credit Score Is Required to Get the Capital One Spark Cash Select for Excellent Credit
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 12/23/2021 | TransUnion | ||
| Approved | 07/22/2022 | Not Provided | ||
| Approved | 12/23/2021 | Equifax | ||
| Approved | 12/23/2021 | Experian | ||
| Denied | 07/16/2022 | Equifax |
- Welcome offer
- No annual fee
- No foreign transaction fee
- Requires good credit
What Are the Best Alternatives?
Ink Business Unlimited® Credit Card
Rating
4.9
Rewards Range
1.5%
Annual Fee
$0
Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x
Annual Fee
$0 intro for first year; $95 after that
The American Express Blue Business Cash™ Card
Rating
4.6
Rewards Range
1% - 2%
Annual Fee
No annual fee
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