Capital One Spark Cash Select for Excellent Credit
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The card_name is a cash back card offering 1.5% on all purchases and a welcome bonus. This card is ideal for business owners who want a simple hassle-free rewards program that offers a high rewards rate. You can also earn 5% cash back on hotels and rental cars when you book through Capital One as well, and there are no limits on rewards. There’s no annual fee, so this is a great choice when it comes to straightforward business credit cards. We dive into the details and your approval odds in this Spark Cash Select review.
Our Rating
4.7/5.0
Welcome Offer
$750 Cash Back
Annual Fee
$0
0% on Purchases
N/A
Reward Rate
1.5% – 5%
0% on Balance Transfers
N/A
Welcome Offer
$750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | Extended Warranty Coverage |
Travel Perks | Roadside Assistance |
Rewards
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | None |
Regular APR | 18.49% - 24.49% (V) APR |
Pros & Cons
- Welcome offer
- No annual fee
- No foreign transaction fee
- Requires good credit
What Are the Best Alternatives?
Ink Business Unlimited® Credit Card
Rating
4.6
Rewards Range
1.5%
Annual Fee
$0
Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x to 5x miles
Annual Fee
$0 intro for first year; $95 after that
The American Express Blue Business Cash™ Card
Rating
4.6
Rewards Range
1% - 2%
Annual Fee
No annual fee