Earn $500 cash back when you spend $4,500 on purchases within the first 3 months from account opening.
Pros & Cons
- Welcome offer
- No annual fee
- No foreign transaction fee
- Requires good credit
Features & Benefits
|Security||EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock|
|Contactless Payments||Tap to Pay, Apple Pay, Google Pay, Samsung Pay|
|Benefits||Extended Warranty Coverage|
|Travel Perks||Airport Lounge Access, Roadside Assistance|
Interest Rates & Fees
|Foreign Transaction Fee||None|
|Regular APR||17.49% - 23.49% (V) APR|
What Credit Score Is Required to Get the Spark Cash Select?
Based on data we’ve collected from public forums, a credit score of 700 or higher is ideal. We have seen an approval with a score as low as 653, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
|App Status||Date||Credit Score||Bureau||Credit Limit|
What Are the Best Alternatives?
Ink Business Unlimited® Credit Card
Capital One Spark Miles for Business
American Express Blue Business Cash™ Card
1% - 2%