The card_name is a rewards card designed for people who want rewards at supermarkets and gas stations and don’t want to pay an annual fee. It also has a 0% intro APR offer on purchases and balance transfers for the first 15 months. You’ll earn rewards in the form of ThankYou® points, which can be redeemed for travel or gift cards. There is a spending cap on rewards, though–you get 2x points only on the first $6,000 a year, and after that, you earn just one point. We dive into the details and your approval odds in this Citi Rewards+ review.
Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
Features & Benefits
EMV Chip Enabled, Card Lock
Tap to Pay, Apple Pay, Google Pay, Samsung Pay
Free credit score access, 24/7 customer service
Access to Special Events and Concerts
On all other eligible purchases
Earn 1X ThankYou® Points on All Other Purchases.
Earn 2X ThankYou® Points at Supermarkets for the first $6,000 per year and then 1X Points thereafter.
Earn 2X ThankYou® Points at Gas Stations for the first $6,000 per year and then 1X Points thereafter.
Earn 5X ThankYou® Points per dollar spent on hotels booked through the Citi Travel portal through June 30, 2024
Earn 5X ThankYou® Points per dollar spend on car rentals booked through the Citi Travel portal through June 30, 2024
Interest Rates & Fees
Foreign Transaction Fee
18.74% - 28.74% (V) APR
0% Intro APR for 15 months on balance transfers, then 18.74% - 28.74%(V) APR after that.
Balance Transfer Fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
0% Intro APR for 15 months on purchases, then 18.74% - 28.74% (V) APR after that.
What Credit Score Is Required to Get the Citi Rewards+® Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in
their underwriting process, and these factors can change at any time.