The Credit One Bank Platinum Visa X5 is a cash back card designed for those with average credit who want a 5% cash back credit card. It offers 5% cash back on the first $5,000 in combined gas, groceries, internet, cable, satellite TV, and mobile phone services. After that, you earn 1% cash back. According to the card’s website, you can get up to 10% cash back from top retailers however, we couldn’t find any specific information on what those retailers are. Another quirk of applying for a Credit One credit card is that you submit a preapproval form, and then Credit One will tell you what credit cards you’re eligible to apply for–you can’t just choose for yourself. Also, the APR is quite high. We dive into the details in this Credit One X5 review.