Rewards
4x points
Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year. 1X is earned for other eligible purchases.
1x points
1X is earned for other eligible purchases.
Welcome Offer
Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms apply.
Pros & Cons
Pros
- Welcome offer
- No foreign transaction fee
- Up to 4X Points
Cons
- Annual fee
- Requires good credit
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Luggage Protection, Trip Delay Reimbursement |
Interest Rates & Fees
| Annual Fee | $295 |
| Foreign Transaction Fee | None |
| Regular APR | 18.99% - 26.99% (V) APR |
What Are the Best Alternatives?
Ink Business Preferred® Credit Card
Rating
4.9
Rewards Range
1-3x points
Annual Fee
$95
Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x
Annual Fee
$95
Ink Business Cash® Credit Card
Rating
4.9
Rewards Range
1%-5%
Annual Fee
$0
