Delta SkyMiles® Platinum Business American Express Card
The card_name is designed for business owners who fly Delta frequently and need some help reaching elite status with the airline. There’s a welcome offer and you can also get a domestic round trip companion ticket when you renew your card. Medallion Qualification Miles get you closer to elite status, which can score you flight upgrades and waived baggage fees. For business owners who fly Delta a lot, it’s a worthwhile card. We dive into the details and your approval odds in this Delta SkyMiles Platinum Business review.
Our Rating
4.6/5.0
Welcome Offer
Earn 90,000 Bonus Miles
Annual Fee
$250
0% on Purchases
N/A
Reward Rate
1x - 3x miles
0% on Balance Transfers
N/A
Welcome Offer
Earn 90,000 Bonus Miles after you spend $8,000 in purchases on your new Card in your first 6 months of Card Membership. Plus, earn an additional 10,000 Bonus Miles after you make an eligible Delta purchase with your new Card within your first 6 months. Offer Ends 10/25/23.Features & Benefits
| Security | EMV Chip Enabled, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Free Checked Bags, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, TSA PreCheck & Global Entry credit |
Rewards
Interest Rates & Fees
| Annual Fee | $250 |
| Foreign Transaction Fee | None |
| Regular APR | 20.99% - 29.99% (V) APR |
Insurance
Trip Delay Insurance
Up to $300 per Covered Trip that is delayed for more than 12 hours; and 2 claims per Eligible Card per 12 consecutive month period.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by New Hampshire Insurance Company, an AIG Company.
Cellphone Insurance
Coverage for a Stolen or damaged Eligible Cellular Wireless Telephone is subject to the terms, conditions, exclusions and limits of liability of this benefit. The maximum liability is $800, per claim, per Eligible Card Account. Each claim is subject to a $50 deductible. Coverage is limited to two (2) claims per Eligible Card Account per 12 month period.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by New Hampshire Insurance Company, an AIG Company.
Extended Warranty
When an American Express® Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty§ can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by AMEX Assurance Company.
Purchase Protection
When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by AMEX Assurance Company.
Lost Baggage Insurance
Baggage Insurance Plan coverage can be in effect for Eligible Persons for eligible lost, damaged, or stolen Baggage during their travel on a Common Carrier (e.g. plane, train, ship, or bus) when the entire fare for a Common Carrier Vehicle ticket for the trip (one-way or round-trip) is charged to an eligible Account. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier (e.g. plane, train, ship, or bus). For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by AMEX Assurance Company.
What Credit Score Is Required to Get the Delta SkyMiles® Platinum Business American Express Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 10/12/2021 | Not Provided | ||
| Approved | 06/13/2022 | Experian | ||
| Approved | 09/07/2021 | Equifax |
- Welcome offer
- No foreign transaction fee
- Annual fee
- High APR
- Requires good credit
What Are the Best Alternatives?
Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x
Annual Fee
$0 intro for first year; $95 after that
Ink Business Preferred® Credit Card
Rating
4.9
Rewards Range
1-3x points
Annual Fee
$95
United℠ Business Card
Rating
4.7
Rewards Range
1x - 2x miles
Annual Fee
$0 intro annual fee for the first year, then $99
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