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You are here: Home / Credit Cards / Delta SkyMiles® Platinum Business American Express Card

Delta SkyMiles® Platinum Business American Express Card

March 8, 2023 by Rob Berger

The Delta SkyMiles® Platinum Business American Express Card is designed for business owners who fly Delta frequently and need some help reaching elite status with the airline. There’s a generous 95,000 mile welcome bonus when you spend $4,000 in the first 3 months. You also get a domestic roundtrip companion ticket when you renew your card, so all you have to pay are taxes and fees. Medallion Qualification Miles get you closer to elite status, which can score you flight upgrades and waived baggage fees. For business owners who fly Delta a lot, it’s a worthwhile card. We dive into the details and your approval odds in this Delta SkyMiles Platinum Business review.

Delta SkyMiles® Platinum Business American Express Card
Learn More
Rates & Fees
Terms Apply
Our Rating
4.6/5.0
Welcome Offer
95,000 Miles
Annual Fee
$250
0% on Purchases
None
Rewards Rate
1x - 3x miles
0% on Balance Transfers
None

Rewards

3x miles
Delta Purchases
3 miles on every dollar spent on eligible purchases made directly with Delta.
3x miles
Hotels
3 miles on every eligible dollar spent on purchases made directly with hotels.
1.5x miles
All eligible purchases
Earn more miles on big purchases with 1.5 miles per dollar on single eligible purchases of $5,000 or more (that's an extra half mile per dollar), up to 50,000 additional miles per calendar year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta and hotels instead of 1.5X).
1x miles
On all other purchases
1 mile on every eligible dollar spent on other purchases

Welcome Bonus

Limited Time Offer: Earn 95,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 3/29/23.

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
Cons
  • Annual fee
  • High APR
  • Requires good credit

Features & Benefits

SecurityEMV Chip Enabled, Alerts
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsExtended Warranty Coverage, Purchase Protection, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Free Checked Bags, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement

Interest Rates & Fees

Annual Fee$250
Foreign Transaction FeeNone
Regular APR20.24% - 29.24% (V) APR

What Credit Score Is Required to Get the Delta SkyMiles Platinum Business

Based on data we’ve collected from public forums, a credit score of 710 or higher is ideal. We have seen an approval with a score as low as 659, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.

App StatusDateCredit ScoreBureauCredit Limit
Approved07/10/2019
Not Provided
$20,000
Approved10/12/2021
810
Not Provided
$10,000
Approved06/13/2022
659
Experian
$1,700
Approved09/07/2021
679
Equifax
$1,700

What Are the Best Alternatives?

Capital One Spark Miles for Business
Capital One Spark Miles for Business

Rating

4.7

Rewards Range

2x

Annual Fee

$95

Read Review
Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card

Rating

4.9

Rewards Range

1-3x points

Annual Fee

$95

Read Review
United(SM) Business Card
United(SM) Business Card

Rating

4.7

Rewards Range

1x - 2x miles

Annual Fee

$99

Read Review

Related Articles

  • 22 Best Small Business Credit Cards of March 2023

Disclosures for Delta SkyMiles® Platinum Business American Express Card:

Trip Delay Insurance: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

Global Assist Hotline: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Card Members are responsible for the costs charged by third-party service providers.

Extended Warranty, Purchase Protection, Baggage Insurance Plan: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

Car Rental Loss & Damage Insurance: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

About Rob Berger

Rob Berger is the founder of allCards.com. He's written about personal finance and investing since 2007 and is the author of the highly acclaimed book, Retire Before Mom and Dad. He is a former litigation attorney in the securities field and the Founding Editor of Forbes Advisor.

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About Allcards.com

Rob Berger founded allcards.com in 2008 to help consumers make data-driven decisions about credit cards and banking. A retired trial attorney, he’s written about credit cards, banking and personal finance since 2007, and is the author of Retire Before Mom and Dad.

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