Rewards
Welcome Bonus
Limited Time Offer: Earn 95,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 3/29/23.
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Annual fee
- High APR
- Requires good credit
Features & Benefits
| Security | EMV Chip Enabled, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Free Checked Bags, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement |
Interest Rates & Fees
| Annual Fee | $250 |
| Foreign Transaction Fee | None |
| Regular APR | 20.24% - 29.24% (V) APR |
What Credit Score Is Required to Get the Delta SkyMiles Platinum Business
Based on data we’ve collected from public forums, a credit score of 710 or higher is ideal. We have seen an approval with a score as low as 659, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 07/10/2019 | Not Provided | ||
| Approved | 10/12/2021 | Not Provided | ||
| Approved | 06/13/2022 | Experian | ||
| Approved | 09/07/2021 | Equifax |
What Are the Best Alternatives?
Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x
Annual Fee
$95
Ink Business Preferred® Credit Card
Rating
4.9
Rewards Range
1-3x points
Annual Fee
$95
United(SM) Business Card
Rating
4.7
Rewards Range
1x - 2x miles
Annual Fee
$99
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Disclosures for Delta SkyMiles® Platinum Business American Express Card:
Trip Delay Insurance: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.
Global Assist Hotline: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Card Members are responsible for the costs charged by third-party service providers.
Extended Warranty, Purchase Protection, Baggage Insurance Plan: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
Car Rental Loss & Damage Insurance: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
