The Key Cashback® Credit Card is a cash back card designed for customers who want to earn a straight 2% cash back on purchases. However, there is a catch: to earn the 2% cash back, you have to have either a checking account with Key Bank and at least $1,000 in monthly deposits or a savings or investment account with a minimum daily balance of $1,000. You can open a Key Cash Back Card without a Key account, but you’ll earn 1.5% cash back on purchases. Either way, there’s no limit on how much you can earn, and no categories to worry about. We dive into the details and your approval odds in this Key Card review.
2% cash back for clients who bank and save with Key.
Interest Rates & Fees
Foreign Transaction Fee
3% of each foreign purchase transaction in U.S. dollars.
19.24% to 26.24% (V) APR
0% Intro APR for 12 months on balance transfers, then 19.24% to 26.24% (V) APR after that.
Balance Transfer Fee
$10.00 or 4% of the amount of each transaction, whichever is greater.
What Credit Score Is Required to Get the Key Cashback® Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in
their underwriting process, and these factors can change at any time.