Rewards
4x points
Earn 4 points per $1 spent on Southwest purchases, including flight, inflight, and Southwest gift cards.
3x points
Earn 3 points per $1 spent on Rapid Rewards hotel partners.
3x points
Earn 3 points per $1 spent on Rapid Rewards car rental partners.
2x points
Earn 2 points per $1 spent on social media and search engine advertising.
2x points
Earn 2 points per $1 spent on internet, cable, and phone services, and select streaming.
2x points
Earn 2 points per $1 spent on local transit and commuting purchases, including rideshare, passenger trains, buses, taxis, tolls, and parking lots and garages.
1x points
Earn 1 point per $1 spent on all other purchases made with your card.
Signup Bonus
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
Pros & Cons
Pros
- Welcome offer
- No foreign transaction fee
- Up to 4X Points
Cons
- Annual fee
- Requires good credit
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Free Checked Bags, Luggage Protection, Roadside Assistance, Travel Accident Insurance |
Interest Rates & Fees
| Annual Fee | $199 |
| Foreign Transaction Fee | None |
| Regular APR | 20.49% - 27.49% (V) APR |
What Are the Best Alternatives?
Delta SkyMiles® Blue American Express Card
Rating
4.4
Rewards Range
1x - 2x Miles
Annual Fee
$0
Ink Business Preferred® Credit Card
Rating
4.9
Rewards Range
1-3x points
Annual Fee
$95
American Express Blue Business Cash™ Card
Rating
4.6
Rewards Range
1% - 2%
Annual Fee
$0