Southwest® Rapid Rewards® Performance Business Credit Card
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The card_name is a business travel card, designed for people who frequently fly Southwest Airlines. It has a solid welcome bonus, plus you get free in-flight WiFi and upgraded boarding status. You also get 9,000 anniversary points and a boost of 10,000 Companion Pass® qualifying points every year. We dive into the details and your approval odds in this Southwest® Rapid Rewards® Performance Business Credit Card review.
Our Rating
4.5/5.0
Welcome Offer
Earn 80,000 points
Annual Fee
$199
0% on Purchases
N/A
Reward Rate
1X to 4X points
0% on Balance Transfers
N/A
How Does the SW Performance Business Compare?
Southwest Performance Business compares favorably to typical small business/travel credit cards. You’ll earn a sign on bonus of 80,000 points, which puts you well on your way to earning the 125,000 points needed to earn a companion pass. This allows someone to fly with you almost for free (taxes and fees apply). If you enjoy flying Southwest, this is a great card to have in your wallet.
Who is the SW Performance Business best for?
As you might glean from the name, Southwest Rapid Rewards Performance Business Credit card is a great card for small business owners who frequently fly Southwest airlines.
Who would do better with a different card?
If you prefer to fly Delta, consider the Delta Skymiles card from American Express. They offer a similar sign on bonus and similar rewards, although the annual fee is a little higher at $250.
If you want a card with no annual fee but still offers good rewards, the Chase Ink Business Cash Credit card might be your card. It offers a bonus and up to 5% cash back rewards.
Those who want an all-around travel card, for business or otherwise, should consider the Chase Sapphire Preferred card. The annual fee is only $95 and you get 5X points on travel purchased through Chase, plus 3X on dining and 2X on travel not purchased through Chase. You also get 60,000 ultimate rewards points for signing up.
Editorial Review
Welcome Offer
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Free Checked Bags, Luggage Protection, Roadside Assistance, Travel Accident Insurance, TSA PreCheck & Global Entry credit |
Rewards
Interest Rates & Fees
| Annual Fee | $199 |
| Foreign Transaction Fee | $0 |
| Regular APR | 21.49% - 28.49% (V) APR |
What Credit Score Is Required to Get the Southwest® Rapid Rewards® Performance Business Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 779
Average Approved Credit Score: 826
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 01/02/2024 | Experian | ||
| Approved | 01/02/2024 | Equifax | ||
| Approved | 01/02/2024 | TransUnion |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Up to 4X Points
- Annual fee
- Requires good credit
What Are the Best Alternatives?
Delta SkyMiles® Blue American Express Card
Rating
4.4
Rewards Range
1x - 2x Miles
Annual Fee
$0
Ink Business Preferred® Credit Card
Rating
4.7
Rewards Range
1-3x points
Annual Fee
$95
The American Express Blue Business Cash™ Card
Rating
4.6
Rewards Range
1% - 2%
Annual Fee
No annual fee