Rewards
3x points
Earn 3x points on Southwest Airlines® purchases.
2x points
Earn 2x points on Rapid Rewards® hotel partner purchases
2x points
Earn 2x points on Rapid Rewards® hotel partners.
2x points
Earn 2x points on Rapid Rewards® car rental partners.
2x points
Earn 2x points on local transit and commuting, including rideshare services.
1x points
Earn 1 point per $1 spent on everyday purchases.
Welcome Bonus
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
Pros & Cons
Pros
- Welcome offer
- No foreign transaction fee
Cons
- Annual fee
- Requires good credit
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Cell Phone Protection, Extended Warranty Coverage, Price Protection, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance |
Interest Rates & Fees
| Annual Fee | $99 |
| Foreign Transaction Fee | None |
| Regular APR | 20.49% - 27.49% (V) APR |
What Are the Best Alternatives?
Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x
Annual Fee
$95
Ink Business Preferred® Credit Card
Rating
4.9
Rewards Range
1-3x points
Annual Fee
$95
Southwest® Rapid Rewards® Performance Business Credit Card
Rating
4.5
Rewards Range
1X to 4X points
Annual Fee
$199
