Southwest® Rapid Rewards® Premier Business Credit Card

The card_name is a business travel card designed for business owners who prefer to fly Southwest. It has a great welcome bonus, especially for a card with an annual fee of $99, plus you get 6,000 bonus points each year on your cardmember anniversary. You also get two Early-Bird Check-in’s per year, and with Southwest, your first two bags fly free.

The rewards are solid, but if you fly Southwest more frequently, you may want to upgrade to the Southwest® Rapid Rewards® Performance Business Credit Card. We dive into the details and your approval odds in this Southwest Premier Business review.

Our Rating

4.4/5.0

Welcome Offer

Earn 60,000 points

Annual Fee

$99

0% Intro on Purchases

N/A

Reward Rate

1x to 3x points

0% Intro on Balance Transfers

N/A

Welcome Offer

Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

Editorial Review

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsCell Phone Protection, Extended Warranty Coverage, Price Protection, Purchase Protection, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance

Rewards

1x points
On all other eligible purchases
Earn 1 point per $1 spent on everyday purchases.
2x points
Hotels
Earn 2x points on Rapid Rewards® hotel partners.
2x points
Rental Cars
Earn 2x points on Rapid Rewards® car rental partners.
2x points
Transit
Earn 2x points on local transit and commuting, including rideshare services.
3x points
Southwest Purchases
Earn 3x points on Southwest Airlines® purchases.

Interest Rates & Fees

Annual Fee$99
Foreign Transaction Fee$0
Regular APR21.49% - 28.49% (V) APR

What Credit Score Is Required to Get the Southwest® Rapid Rewards® Premier Business Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 794

Average Approved Credit Score: 796

App StatusDateCredit ScoreBureauCredit Limit
Approved11/12/2022
794
Experian
$17,000
Approved11/12/2022
798
TransUnion
$17,000

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
Cons
  • Annual fee
  • Requires good credit

What Are the Best Alternatives?

Capital One Spark Miles for Business
Capital One Spark Miles for Business

Rating

4.7

Rewards Range

2x to 5x miles

Annual Fee

$0 intro for first year; $95 after that

Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card

Rating

4.7

Rewards Range

1-3x points

Annual Fee

$95

Southwest® Rapid Rewards® Performance Business Credit Card
Southwest® Rapid Rewards® Performance Business Credit Card

Rating

4.5

Rewards Range

1X to 4X points

Annual Fee

$199

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