Rewards
Welcome Bonus
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Annual fee
- Requires good credit
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | Cell Phone Protection, Extended Warranty Coverage, Price Protection, Purchase Protection, 24/7 customer service |
Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance |
Interest Rates & Fees
Annual Fee | $99 |
Foreign Transaction Fee | None |
Regular APR | 20.49% - 27.49% (V) APR |
What Are the Best Alternatives?

Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x
Annual Fee
$95

Ink Business Preferred® Credit Card
Rating
4.9
Rewards Range
1-3x points
Annual Fee
$95

Southwest® Rapid Rewards® Performance Business Credit Card
Rating
4.5
Rewards Range
1X to 4X points
Annual Fee
$199