Truist Business Travel Rewards Credit Card
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The Truist Business Travel Rewards Credit Card is a business credit card designed for small business owners who want some travel benefits and, ideally, already bank at Truist. There is a small welcome offer, and the card earns an unlimited 2x miles on travel purchases including airfare, hotels, and car rentals. There is also a statement credit for TSA PreCheck® or Global Entry® application fee reimbursement.
You get a bonus if you have a business checking, savings, or money market account at Truist and use the Rewards Program to redeem Miles for travel. The bonus ranges from 10% to 50%, depending on how much money you keep at Truist. For example, if you redeem 5,000 miles for travel, you would get an additional 500 miles as a bonus if you qualified for the 10% bonus tier. On the other hand, Truist has no travel partners, so you can’t squeeze more money out of the bonus. We dive into the details and your approval odds in this Truist Business Travel review.
Our Rating
3.8/5.0
Welcome Offer
20,000 bonus miles
Annual Fee
$0 Introductory Annual fee for the first year, $49 after that
0% on Purchases
N/a
Reward Rate
1x to 2x miles
0% on Balance Transfers
N/a
Welcome Offer
Earn 20,000 bonus miles when you spend $2,000 within 90 days of account opening.
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, PayPal |
| Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Luggage Protection, Roadside Assistance, Travel Accident Insurance, TSA PreCheck & Global Entry credit |
Rewards
Interest Rates & Fees
| Annual Fee | $0 Introductory Annual fee for the first year, $49 after that |
| Foreign Transaction Fee | None |
| Regular APR | 17.49% to 26.49% (V) APR |
What Credit Score Is Required to Get the Truist Business Travel Rewards Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 788
Average Approved Credit Score: 809
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 04/06/2022 | Experian | ||
| Approved | 04/06/2022 | Equifax | ||
| Approved | 04/06/2022 | TransUnion |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Up to 2x miles
- Annual fee
- High APR
- No travel partners
What Are the Best Alternatives?
Ink Business Preferred® Credit Card
Rating
4.7
Rewards Range
1-3x points
Annual Fee
$95
Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x to 5x miles
Annual Fee
$0 intro for first year; $95 after that
Capital One Venture X Business
Rating
4.9
Rewards Range
2x - 10x miles
Annual Fee
$395