U.S. Bank Cash+ Visa Signature Card–$200 Bonus + Up To 5% Cash Back
The U.S. Bank Cash+® Visa Signature® Card enables you to earn up to 5% cash back and a $200 signup bonus the first year. It offers a 0% introductory APR on balance transfers and purchases, and manages all of this without charging an annual fee.
Our Rating
4.8/5.0
Welcome Offer
$200 bonus
Annual Fee
$0
0% on Purchases
15 billing cycles on purchases
Reward Rate
1% - 5%
0% on Balance Transfers
15 billing cycles on balance transfers
Welcome Offer
$200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.Features & Benefits
Security | Zero Liability |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | Cell Phone Protection, Extended Warranty Coverage, Price Protection, Purchase Protection, Return Guarantees |
Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | 3% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency |
Regular APR | 19.74% - 29.74% (V) APR |
Balance Transfers | 0% Intro APR for 15 months on balance transfers, then 19.74% - 29.74%(V) APR after that. |
Balance Transfer Fee | Either 3% of the amount of each transfer or $5 minimum, whichever is greater |
Purchases | 0% Intro APR for 15 months on purchases, then 19.74% - 29.74% (V) APR after that. |
What Credit Score Is Required to Get the U.S. Bank Cash+® Visa Signature® Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 08/03/2020 | TransUnion | ||
Approved | 08/18/2017 | Experian | ||
Approved | 10/24/2022 | TransUnion | ||
Approved | 06/06/2019 | Experian | ||
Approved | 06/19/2023 | TransUnion | ||
Approved | 07/16/2018 | TransUnion | ||
Approved | 04/02/2020 | TransUnion | ||
Denied | 07/19/2021 | Experian |
- Welcome offer
- No annual fee
- Up to 5% cash back
- High APR
- Foreign transaction fee
- Requires good credit
What Are the Best Alternatives?

Chase Freedom Unlimited®
Rating
4.9
Rewards Range
1.5% - 5%
Annual Fee
$0

Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95

Capital One Venture Rewards Credit Card
Rating
4.5
Rewards Range
2x - 5x miles
Annual Fee
$95
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