Wyndham Rewards Earner® Business Card
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The Wyndham Rewards Earner® Business Card is designed for business owners who are loyal to the Wyndham hotel brand. You get a welcome offer plus 15,000 points on your anniversary each year. Cardholders get automatic diamond status, with suite upgrades and a welcome amenity at check-in. Business benefits include earning 5x points on advertising, marketing, and utilities. The card also includes free employee cards and cell phone protection. Points are worth the most when you redeem them for Wyndham purchases. There is a 0% introductory APR offer, but only for Wyndham timeshares.
This card is a great fit for road warrior business types who need a clean, comfortable place to stay when they’re on the road. If you’re not loyal to Wyndham, a general business card might suit you better. We dive into the details and your approval odds in this Wyndham Business review.
Our Rating
4.0/5.0
Welcome Offer
Earn up to 100,000 bonus points
Annual Fee
$95
0% on Purchases
0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases
Reward Rate
1x – 8x points
0% on Balance Transfers
N/a
Welcome Offer
Earn up to 100,000 bonus points, enough for up to 13 free nights at participating properties. Earn 50,000 bonus points after spending $4,000 on purchases in the first 90 days and earn 50,000 bonus points after spending $15,000 on purchases within the first 12 months. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability, Alerts, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Cell Phone Protection, Extended Warranty Coverage |
| Travel Perks | Concierge Services, Emergency Travel Assistance, Roadside Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $95 |
| Foreign Transaction Fee | None |
| Regular APR | 21.24% to 29.99% (V) APR |
| Purchases | 0% Intro APR for 06 months on purchases, then 21.24% to 29.99% (V) APR after that. |
Insurance
Cell Phone Insurance
Provides supplemental coverage for eligible damage or theft of your eligible cellular wireless telephone.
Restrictions, limitations and exclusions apply. Upon account approval, we will send you a Guide to Benefits which includes a full explanation of coverages and details regarding specific time limits, eligibility and documentation requirements. Click here for details specific to Cellular Telephone Protection.
Extended Warranty
Provides valuable features that help you manage, use, and extend the warranties for eligible items purchases.
Restrictions, limitations and exclusions apply. Upon account approval, we will send you a Guide to Benefits which includes a full explanation of coverages and details regarding specific time limits, eligibility and documentation requirements.
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Easy to earn free nights
- Annual fee
- High APR
- Requires good credit
What Are the Best Alternatives?
The Hilton Honors American Express Business Card
Rating
4.3
Rewards Range
3x to 12x points
Annual Fee
$195
Marriott Bonvoy Business® American Express® Card
Rating
4.4
Rewards Range
2x to 6x points
Annual Fee
$125
Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x to 5x miles
Annual Fee
$0 intro for first year; $95 after that