Wyndham Rewards Earner® Business Card

The Wyndham Rewards Earner® Business Card is designed for business owners who are loyal to the Wyndham hotel brand. You get a welcome offer plus 15,000 points on your anniversary each year. Cardholders get automatic diamond status, with suite upgrades and a welcome amenity at check-in. Business benefits include earning 5x points on advertising, marketing, and utilities. The card also includes free employee cards and cell phone protection. Points are worth the most when you redeem them for Wyndham purchases. There is a 0% introductory APR offer for 6 billing cycles, but only for Wyndham timeshares, then 20.74% to 29.74%.

This card is a great fit for road warrior business types who need a clean, comfortable place to stay when they’re on the road. If you’re not loyal to Wyndham, a general business card might suit you better. We dive into the details and your approval odds in this Wyndham Business review.

Wyndham Rewards Earner Business

Our Rating

4.0/5.0

Welcome Offer

Earn up to 80,000 bonus points

Annual Fee

$95

0% Intro on Purchases

None

Reward Rate

1x – 8x points

0% Intro on Balance Transfers

None

Welcome Offer

Earn up to 80,000 bonus points, enough for up to 10 free nights. Earn 40,000 bonus points after spending $4,000 on purchases in the first 90 days and earn 40,000 bonus points after spending $15,000 on purchases within the first 365 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.

Editorial Review

Features & Benefits

SecurityEMV Chip Enabled, Zero Liability, Alerts, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsCell Phone Protection, Extended Warranty Coverage
Travel PerksConcierge Services, Emergency Travel Assistance, Roadside Assistance

Rewards

1x points
On all other eligible purchases
Earn 1 points per $1 spent on all other eligible purchases (excluding Wyndham Timeshare resort down payments)
5x points
Select Categories
Earn 5 points per $1 spent on marketing, advertising and utility purchases
8x points
Hotels
Earn 8 points per $1 spent on eligible purchases made at Hotels by Wyndham
8x points
Gas
Earn 8 points per $1 spent on gas

Interest Rates & Fees

Annual Fee$95
Foreign Transaction FeeNone
Regular APR20.74% to 29.74% (V) APR

Insurance

Cell Phone Insurance

Provides supplemental coverage for eligible damage or theft of your eligible cellular wireless telephone.

Restrictions, limitations and exclusions apply. Upon account approval, we will send you a Guide to Benefits which includes a full explanation of coverages and details regarding specific time limits, eligibility and documentation requirements. Click here for details specific to Cellular Telephone Protection.

Extended Warranty

Provides valuable features that help you manage, use, and extend the warranties for eligible items purchases.

Restrictions, limitations and exclusions apply. Upon account approval, we will send you a Guide to Benefits which includes a full explanation of coverages and details regarding specific time limits, eligibility and documentation requirements.

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
  • Easy to earn free nights
Cons
  • Annual fee
  • High APR
  • Requires good credit

What Are the Best Alternatives?

The Hilton Honors American Express Business Card
The Hilton Honors American Express Business Card

Rating

4.3

Rewards Range

3x to 12x points

Annual Fee

$195

Marriott Bonvoy Business® American Express® Card
Marriott Bonvoy Business® American Express® Card

Rating

4.4

Rewards Range

2x to 6x points

Annual Fee

$125

Capital One Spark Miles for Business
Capital One Spark Miles for Business

Rating

4.7

Rewards Range

2x to 5x miles

Annual Fee

$0 intro for first year; $95 after that

Related Articles