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You are here: Home / Credit Cards / Abound Platinum Visa® Credit Card

Abound Platinum Visa® Credit Card

September 8, 2022 by Gail Kellner

The Abound Platinum Visa® Credit Card is a credit union credit card designed for members of the Abound Credit Union (formerly Fort Knox Federal Credit Union). It offers a solid 5% cash back on gas year-round. After that, things get more complicated. There are rotating categories throughout the year, and once you earn $100 in rewards each month, you’ll earn just 1% cash back. Customer service is only available by calling Monday through Saturday, by stopping in at a branch, or by email. We dive into the details and your approval odds in this Abound Platinum review.

Abound Platinum Visa® Credit Card
Learn More
Our Rating
4.4/5.0
Welcome Offer
None
Annual Fee
$0
0% on Purchases
None
Rewards Rate
1% to 5%
0% on Balance Transfers
None

Rewards

5% cash back
Rotating Categories
Get 5% cash back on Amazon purchases October through December
5% cash back
Rotating Categories
Get 5% cash back on Health and Fitness January through March
5% cash back
Rotating Categories
Get 5% cash back on Travel purchases April through June
5% cash back
Rotating Categories
Get 5% cash back on streaming, phone, cable and internet services July through September
5% cash back
Gas
5% cash back on fuel purchases paid at the pump
1% cash back
On all other purchases
Earn 1% cash back on all other purchases

Pros & Cons

Pros
  • No annual fee
  • Up to 5% cash back
Cons
  • No welcome bonus
  • Foreign transaction fee
  • Requires good credit

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection
Contactless PaymentsApple Pay, Google Pay, Samsung Pay
Benefits
Travel PerksNone

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee1.00% of each transaction in U.S. dollars
Regular APR9.50% to 18.00% (V) APR

What Credit Score Is Required to Get the Abound Platinum

There isn’t a lot of data for this card on public forums. We’ve seen one approval with a credit score of 703, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.

App StatusDateCredit ScoreBureauCredit Limit
Approved09/20/2021
703
TransUnion
$10,000

What Are the Best Alternatives?

U.S. Bank Cash+ Visa Signature Card
U.S. Bank Cash+ Visa Signature Card

Rating

4.8

Rewards Range

1% - 5%

Annual Fee

$0

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Citi Custom Cash Card
Citi Custom Cash Card

Rating

4.7

Rewards Range

1% - 5%

Annual Fee

$0

Read Review
Chase Freedom Flex(SM)
Chase Freedom Flex(SM)

Rating

4.7

Rewards Range

1% - 5%

Annual Fee

$0

Read Review

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About Allcards.com

Rob Berger founded allcards.com in 2008 to help consumers make data-driven decisions about credit cards and banking. A retired trial attorney, he’s written about credit cards, banking and personal finance since 2007, and is the author of Retire Before Mom and Dad.

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