Abound Platinum Visa® Credit Card

The Abound Platinum Visa® Credit Card is a credit union credit card designed for members of the Abound Credit Union (formerly Fort Knox Federal Credit Union). It offers a solid 5% cash back on gas year-round. After that, things get more complicated. There are rotating categories throughout the year, and once you earn $100 in rewards each month, you’ll earn just 1% cash back. Customer service is only available by calling Monday through Saturday, by stopping in at a branch, or by email. We dive into the details and your approval odds in this Abound Platinum review.

Our Rating
4.4/5.0

Welcome Offer

Annual Fee
$0

0% on Purchases

Reward Rate
1% to 5%

0% on Balance Transfers

Welcome Offer

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection
Contactless PaymentsApple Pay, Google Pay, Samsung Pay
Benefits
Travel PerksNone

Rewards

1% cash back
On all other eligible purchases
Earn 1% cash back on all other purchases
5% cash back
Rotating Categories
Get 5% cash back on Amazon purchases October through December
5% cash back
Rotating Categories
Get 5% cash back on Health and Fitness January through March
5% cash back
Rotating Categories
Get 5% cash back on Travel purchases April through June
5% cash back
Rotating Categories
Get 5% cash back on streaming, phone, cable and internet services July through September
5% cash back
Gas
5% cash back on fuel purchases paid at the pump

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee1.00% of each transaction in U.S. dollars
Regular APR9.50% to 18.00% (V) APR

What Credit Score Is Required to Get the Abound Platinum Visa® Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved09/20/2021
703
TransUnion
$10,000
Approved01/05/2023
777
TransUnion
$2,500
Pros
  • No annual fee
  • Up to 5% cash back
Cons
  • No welcome bonus
  • Foreign transaction fee
  • Requires good credit

What Are the Best Alternatives?

U.S. Bank Cash+® Visa Signature® Card
U.S. Bank Cash+® Visa Signature® Card

Rating

4.8

Rewards Range

1% - 5%

Annual Fee

$0

Citi Custom Cash® Card
Citi Custom Cash® Card

Rating

4.7

Rewards Range

1% - 5%

Annual Fee

$0

Chase Freedom Flex(SM)
Chase Freedom Flex(SM)

Rating

4.7

Rewards Range

1% - 5%

Annual Fee

$0

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