Aeroplan® Credit Card

The card_name is an airline card designed for those who are loyal to Air Canada. It has a generous signup bonus, excellent rewards, and no foreign transaction fees, but there is a $95 annual fee. We dive into the details and your approval odds in this Aeroplan review.

Our Rating

4.5/5.0

Welcome Offer

Earn 60,000 bonus points

Annual Fee

$95

0% on Purchases

N/A

Reward Rate

1x to 3x Points

0% on Balance Transfers

N/A

Welcome Offer

Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening.

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsPurchase Protection, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Concierge Services, Free Checked Bags, Trip Delay Reimbursement, Roadside Assistance, Trip Cancellation Insurance

Rewards

1x points
On all other eligible purchases
Earn 1X point for each dollar spent on all other purchases.
3x points
U.S. supermarkets
Earn 3X points for every $1 spent at grocery stores.
3x points
Air Canada Purchases
Earn 3X on purchases made directly with Air Canada.
3x points
Dining
Earn 3X points for every $1 spent on dining at restaurants including takeout and eligible delivery services.

Interest Rates & Fees

Annual Fee$95
Foreign Transaction Fee$0
Regular APR21.74% - 28.74% (V) APR

What Credit Score Is Required to Get the Aeroplan® Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 689

Average Approved Credit Score: 746

App StatusDateCredit ScoreBureauCredit Limit
Approved04/04/2022
808
Experian
$10,000
Approved03/20/2022
740
Experian
$21,000
Approved01/24/2022
689
Experian
$9,100

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
  • Up to 3x points
Cons
  • Annual fee
  • High APR
  • Requires good credit

What Are the Best Alternatives?

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

Citi<sup>®</sup> Double Cash Card - 18 month BT offer
Citi® Double Cash Card - 18 month BT offer

Rating

4.9

Rewards Range

1% to 2%

Annual Fee

$0

Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card

Rating

4.5

Rewards Range

2x - 5x miles

Annual Fee

$95

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