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You are here: Home / Credit Cards / Aeroplan® Credit Card

Aeroplan® Credit Card

September 9, 2022 by Gail Kellner

The Aeroplan® Credit Card is an airline card designed for those who are loyal to Air Canada. It has a generous signup bonus, excellent rewards, and no foreign transaction fees, but there is a $95 annual fee. We dive into the details and your approval odds in this Aeroplan review.

Aeroplan® Credit Card
Learn More
Our Rating
4.5/5.0
Welcome Offer
60,000 Points
Annual Fee
$95
0% on Purchases
None
Rewards Rate
1x to 3x Points
0% on Balance Transfers
None

Rewards

3x points
U.S. supermarkets
Earn 3X points for every $1 spent at grocery stores.
3x points
Air Canada Purchases
Earn 3X on purchases made directly with Air Canada.
3x points
Dining
Earn 3X points for every $1 spent dining at restaurants including takeout and eligible delivery services.
1x points
On all other purchases
Earn 1X for each dollar spent on all other purchases.

Signup Bonus

Earn up to 100,000 points – that's $1,250 in travel value with Pay Yourself Back®.

Earn 60,000 points after you spend $4,000 on purchases in the first 3 months your account is open, plus 40,000 points after you spend $20,000 on purchases in the first 12 months your account is open.

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
  • Earns Chase Ultimate Rewards points
  • Up to 3x points
Cons
  • Annual fee
  • Requires good credit

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsPurchase Protection, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Concierge Services, Free Checked Bags, Trip Delay Reimbursement, Roadside Assistance, Trip Cancellation Insurance

Interest Rates & Fees

Annual Fee$95
Foreign Transaction FeeNone
Regular APR20.99% - 27.99% (V) APR

What Credit Score Is Required to Get the Aeroplan Credit Card?

Based on data we’ve collected from public forums, a credit score of 710 or higher is ideal. We have seen an approval with a score as low as 689, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.

App StatusDateCredit ScoreBureauCredit Limit
Approved04/04/2022
808
Experian
$10,000
Approved03/20/2022
740
Experian
$21,000
Approved01/24/2022
689
Experian
$9,100

What Are the Best Alternatives?

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

Read Review
Citi® Double Cash Card - 18 month BT offer
Citi® Double Cash Card - 18 month BT offer

Rating

4.9

Rewards Range

1% to 2%

Annual Fee

$0

Read Review
Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card

Rating

4.5

Rewards Range

2x - 5x miles

Annual Fee

$95

Read Review

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About Allcards.com

Rob Berger founded allcards.com in 2008 to help consumers make data-driven decisions about credit cards and banking. A retired trial attorney, he’s written about credit cards, banking and personal finance since 2007, and is the author of Retire Before Mom and Dad.

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