Rewards
3x points
Earn 3X points for every $1 spent at grocery stores.
3x points
Earn 3X on purchases made directly with Air Canada.
3x points
Earn 3X points for every $1 spent dining at restaurants including takeout and eligible delivery services.
1x points
Earn 1X for each dollar spent on all other purchases.
Signup Bonus
Earn up to 100,000 points – that's $1,250 in travel value with Pay Yourself Back®.
Earn 60,000 points after you spend $4,000 on purchases in the first 3 months your account is open, plus 40,000 points after you spend $20,000 on purchases in the first 12 months your account is open.
Pros & Cons
Pros
- Welcome offer
- No foreign transaction fee
- Earns Chase Ultimate Rewards points
- Up to 3x points
Cons
- Annual fee
- Requires good credit
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Free Checked Bags, Trip Delay Reimbursement, Roadside Assistance, Trip Cancellation Insurance |
Interest Rates & Fees
| Annual Fee | $95 |
| Foreign Transaction Fee | None |
| Regular APR | 20.99% - 27.99% (V) APR |
What Credit Score Is Required to Get the Aeroplan Credit Card?
Based on data we’ve collected from public forums, a credit score of 710 or higher is ideal. We have seen an approval with a score as low as 689, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 04/04/2022 | Experian | ||
| Approved | 03/20/2022 | Experian | ||
| Approved | 01/24/2022 | Experian |
What Are the Best Alternatives?
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
Citi® Double Cash Card - 18 month BT offer
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0
Capital One Venture Rewards Credit Card
Rating
4.5
Rewards Range
2x - 5x miles
Annual Fee
$95