Amazon Business Prime American Express Card

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The card_name is designed for business owners who use Amazon for business expenses. You can earn up to 5% cash back on Amazon purchases. But the rewards are much less robust for other purchases: 2% on gas, at restaurants, and for wireless phone service, and 1% on everything else. The welcome offer is a $125 Amazon gift card. There's also a spending cap on the 5% rewards, although it's a generous $120,000. If you don't have an Amazon Prime membership, you will earn 3% cash back. We dive into the details and your approval odds in this Amazon Business Prime review.

Welcome Offer

Eligible Prime Members get a $125 Amazon Gift Card upon approval for the Amazon Business Prime American Express Card.

Features & Benefits

Rewards

Interest Rates & Fees

Annual Fee	No annual fee
Foreign Transaction Fee	None
Regular APR	19.49% - 27.49% (V) APR

Insurance

Extended Warranty

When an American Express® Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty§ can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year.

• Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. 
• Please visit americanexpress.com/benefitsguide for more details. 
• Underwritten by AMEX Assurance Company.

Return Protection

With Return Protection, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.

• Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. 
• Please visit americanexpress.com/benefitsguide for more details.

Purchase Protection

When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year.

• Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. 
• Please visit americanexpress.com/benefitsguide for more details.
• Underwritten by AMEX Assurance Company.

Lost Baggage Insurance

Baggage Insurance Plan coverage can be in effect for Eligible Persons for eligible lost, damaged, or stolen Baggage during their travel on a Common Carrier (e.g. plane, train, ship, or bus) when the entire fare for a Common Carrier Vehicle ticket for the trip (one-way or round-trip) is charged to an eligible Account. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier (e.g. plane, train, ship, or bus). For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip.

• Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. 
• Please visit americanexpress.com/benefitsguide for more details. 
• Underwritten by AMEX Assurance Company.

What Credit Score Is Required to Get the Amazon Business Prime American Express Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	11/03/2021	813	Experian	$10,000
Approved	08/13/2021	800	TransUnion	$25,000
Approved	12/08/2020	795	Experian	$10,000
Approved	02/12/2021	710	Not Provided	$3,000
Approved	03/21/2022	730	Experian	$3,000
Approved	03/21/2022	773	TransUnion	$3,000
Approved	03/21/2022	761	Equifax	$3,000
Approved	07/20/2021	714	Experian	$3,000
Approved	11/06/2021		Not Provided	$16,000

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