Amazon Visa
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All information about Amazon Visa has been collected independently by allCards.com. Amazon Visa is no longer available through allCards.com.
The Amazon Visa is a cash back card designed for people who shop on Amazon but don’t have an Amazon Prime membership. If you do, you’ll want to consider the Prime Visa. But most people shop on Amazon at least occasionally, and this card gives you 3% cash back on Amazon and Whole Foods purchases. There’s a modest welcome bonus and no annual fee. New, starting in May 2023, cardholders can earn cash back on travel purchased through Chase Travel(SM) and on local transit including rideshare. However, the APR can be high. We dive into the details and your approval odds in this Amazon Visa review.
Our Rating
4.2/5.0
Welcome Offer
$50
Annual Fee
$0
0% Intro on Purchases
N/a
Reward Rate
1% to 3%
0% Intro on Balance Transfers
N/a
Welcome Offer
Get a $50 Amazon Gift Card instantly upon approval
Editorial Review
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Concierge Services, Luggage Protection, Travel Accident Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 19.24% to 27.24% variable APR (V) APR |
Insurance
Extended Warranty
Purchase Protection
Lost Baggage Insurance
What Credit Score Is Required to Get the Amazon Visa
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 690
Average Approved Credit Score: 714
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 04/20/2024 | TransUnion | ||
| Approved | 04/20/2024 | Equifax | ||
| Approved | 02/18/2024 | Not Provided | ||
| Denied | 02/01/2024 | Not Provided |
Pros & Cons
- Welcome offer
- No annual fee
- No foreign transaction fee
- Up to 3% cash back
- High APR
- Requires good credit
What Are the Best Alternatives?
Prime Visa
Rating
4.5
Rewards Range
1% - 10%
Annual Fee
$0
Chase Freedom Unlimited®
Rating
4.9
Rewards Range
1.5% - 5%
Annual Fee
$0
Blue Cash Everyday® Card from American Express
Rating
4.4
Rewards Range
1%-3% cash back
Annual Fee
$0