Amazon Visa
The Amazon Visa is a cash back card designed for people who shop on Amazon but don’t have an Amazon Prime membership. If you do, you’ll want to consider the Prime Visa. But most people shop on Amazon at least occasionally, and this card gives you 3% cash back on Amazon and Whole Foods purchases. There’s a modest welcome bonus and no annual fee. New, starting in May 2023, cardholders can earn cash back on travel purchased through Chase and on local transit including rideshare. However, the APR can be high. We dive into the details and your approval odds in this Amazon Visa review.
Our Rating
4.2/5.0
Welcome Offer
$105
Annual Fee
$0
0% on Purchases
N/a
Reward Rate
1% to 3%
0% on Balance Transfers
N/a
Welcome Offer
Earn up to $105 with this limited-time offer. Get a $60 Amazon Gift Card instantly upon approval and earn 3% back everywhere on up to $1,500 in spending for the first 3 months after account opening ($45 value).Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay |
Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
Travel Perks | Concierge Services, Luggage Protection, Travel Accident Insurance |
Rewards
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | None |
Regular APR | 19.24% to 27.24% variable APR (V) APR |
Insurance
Extended Warranty
Purchase Protection
Lost Baggage Insurance
What Credit Score Is Required to Get the Amazon Visa
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 06/11/2022 | Equifax | ||
Approved | 12/09/2022 | Equifax | ||
Approved | 06/11/2022 | Experian | ||
Approved | 06/11/2022 | TransUnion | ||
Approved | 12/09/2022 | TransUnion | ||
Approved | 12/09/2022 | Experian |
- Welcome offer
- No annual fee
- No foreign transaction fee
- Up to 3% cash back
- High APR
- Requires good credit
What Are the Best Alternatives?

Prime Visa
Rating
4.5
Rewards Range
1% - 10%
Annual Fee
$0

Chase Freedom Unlimited®
Rating
4.9
Rewards Range
1.5% - 5%
Annual Fee
$0

Blue Cash Everyday® Card from American Express
Rating
4.4
Rewards Range
1%-3%
Annual Fee
$0
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