Associated Bank Business Card
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There’s only one reason to get the Associated Bank Business Card: the 0% introductory APR on purchases and balance transfers for 18 months . It’s a great choice if you are setting up a business, have an emergency, or want to pay off other high-interest debt. It’s a longer 0% intro APR offer than almost any other business card: most only give you up to 12 months of 0% intro APR. Other than that, this card has no rewards and no bonus. We dive into the details and your approval odds in this Associated Bank Business review.
Our Rating
3.8/5.0
Welcome Offer
None
Annual Fee
$0
0% Intro on Purchases
18 months
Reward Rate
No rewards
0% Intro on Balance Transfers
18 months
Editorial Review
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Luggage Protection, Roadside Assistance, Travel Accident Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency |
| Regular APR | 17.24% to 26.24% (V) APR |
| Balance Transfers | 0% Intro APR for 18 months on balance transfers, then 17.24% to 26.24%(V) APR after that. |
| Balance Transfer Fee | Either 3% of the amount of each transfer or $5 minimum, whichever is greater. |
| Purchases | 0% Intro APR for 18 months on purchases, then 17.24% to 26.24% (V) APR after that. |
Pros & Cons
- No annual fee
- 0% intro APR offer
- No welcome bonus
- No rewards
- High APR
- Foreign transaction fee
- Requires good credit
What Are the Best Alternatives?
U.S. Bank Triple Cash Rewards Visa® Business Card
Rating
4.5
Rewards Range
1% - 5% Cash Back
Annual Fee
$0
The American Express Blue Business Cash™ Card
Rating
4.6
Rewards Range
1% - 2%
Annual Fee
No annual fee
Ink Business Unlimited® Credit Card
Rating
4.6
Rewards Range
1.5%
Annual Fee
$0